FY2026 Income Limits — South Bend-Mishawaka, IN HUD Metro FMR Area
Area Median Income (4-person household): $88,100
30% AMI (4p)
$33,000
50% AMI (4p)
$44,050
60% AMI (4p)
$52,860
80% AMI (4p)
$70,500
South Bend-Mishawaka, IN HUD Metro FMR Area — Income Limits
FY2026 Income Limits by Household Size
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p | 7p | 8p |
|---|---|---|---|---|---|---|---|---|
| 30% AMI — Extremely Low Income | $18,550 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 | $50,040 | $55,720 |
| 50% AMI — Very Low Income | $30,850 | $35,250 | $39,650 | $44,050 | $47,600 | $51,100 | $54,650 | $58,150 |
| 60% AMI | $37,020 | $42,300 | $47,580 | $52,860 | $57,120 | $61,320 | $65,580 | $69,780 |
| 80% AMI — Low Income | $49,350 | $56,400 | $63,450 | $70,500 | $76,150 | $81,800 | $87,450 | $93,100 |
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Section 8 Eligibility in South Bend-Mishawaka, IN HUD Metro FMR Area
To qualify for a Section 8 Housing Choice Voucher in South Bend-Mishawaka, IN HUD Metro FMR Area, your household's gross annual income must typically be at or below 50% of the Area Median Income for your household size. Federal law requires that at least 75% of all new vouchers be issued to households at or below 30% AMI (Extremely Low Income).
Income is calculated for the entire household, including wages, salaries, benefits, child support, and most other regular income sources. Some deductions — such as elderly/disabled household member deductions and dependent child deductions — reduce the amount counted toward the income limit.