Iowa Income Limits FY2026
HUD sets income limits for each Iowa area every year to determine who qualifies for Section 8 Housing Choice Vouchers, public housing, and other federal housing assistance. The table below shows the FY2026 thresholds at 30%, 50%, and 80% of Area Median Income (AMI) for a four-person household in every Iowa HUD area. Select an area for the full breakdown by household size, including the 60% AMI tier used for LIHTC housing.
| Area | Median Income | 30% AMI (4p) | 50% AMI (4p) | 80% AMI (4p) |
|---|---|---|---|---|
| Adair County, IA | $102,900 | $33,000 | $51,450 | $82,300 |
| Adams County, IA | $99,300 | $33,000 | $49,650 | $79,450 |
| Allamakee County, IA | $90,200 | $33,000 | $47,050 | $75,300 |
| Ames, IA MSA | $122,400 | $36,700 | $61,200 | $97,900 |
| Ames, IA MSA | $122,400 | $36,700 | $61,200 | $97,900 |
| Appanoose County, IA | $71,900 | $33,000 | $47,050 | $75,300 |
| Audubon County, IA | $90,300 | $33,000 | $47,050 | $75,300 |
| Benton County, IA HUD Metro FMR Area | $113,100 | $33,950 | $56,550 | $90,500 |
| Benton County, IA HUD Metro FMR Area | $113,100 | $33,950 | $56,550 | $90,500 |
| Boone County, IA | $112,300 | $33,700 | $56,150 | $89,850 |
| Boone County, IA HUD Metro FMR Area | $112,300 | $33,700 | $56,150 | $89,850 |
| Bremer County, IA HUD Metro FMR Area | $108,300 | $33,000 | $54,150 | $86,650 |
| Bremer County, IA HUD Metro FMR Area | $108,300 | $33,000 | $54,150 | $86,650 |
| Buchanan County, IA | $99,400 | $33,000 | $49,700 | $79,500 |
| Buena Vista County, IA | $96,900 | $33,000 | $48,450 | $77,500 |
| Butler County, IA | $96,900 | $33,000 | $48,450 | $77,500 |
| Calhoun County, IA | $86,500 | $33,000 | $47,050 | $75,300 |
| Carroll County, IA | $103,900 | $33,000 | $51,950 | $83,100 |
| Cass County, IA | $93,500 | $33,000 | $47,050 | $75,300 |
| Cedar County, IA | $98,900 | $33,000 | $49,600 | $79,350 |
| Cedar Rapids, IA HUD Metro FMR Area | $105,300 | $33,000 | $52,650 | $84,250 |
| Cedar Rapids, IA HUD Metro FMR Area | $105,300 | $33,000 | $52,650 | $84,250 |
| Cerro Gordo County, IA | $97,400 | $33,000 | $48,700 | $77,900 |
| Cherokee County, IA | $104,600 | $33,000 | $52,300 | $83,700 |
| Chickasaw County, IA | $97,700 | $33,000 | $48,850 | $78,150 |
| Clarke County, IA | $88,700 | $33,000 | $47,050 | $75,300 |
| Clay County, IA | $94,700 | $33,000 | $47,350 | $75,750 |
| Clayton County, IA | $87,000 | $33,000 | $47,050 | $75,300 |
| Clinton County, IA | $95,900 | $33,000 | $47,950 | $76,700 |
| Crawford County, IA | $89,200 | $33,000 | $47,050 | $75,300 |
| Davenport-Moline-Rock Island, IA-IL MSA | $97,500 | $33,000 | $48,750 | $78,000 |
| Davis County, IA | $98,900 | $33,000 | $49,450 | $79,100 |
| Decatur County, IA | $79,400 | $33,000 | $47,050 | $75,300 |
| Delaware County, IA | $94,600 | $33,000 | $47,300 | $75,700 |
| Des Moines County, IA | $84,700 | $33,000 | $47,050 | $75,300 |
| Des Moines-West Des Moines, IA MSA | $116,400 | $34,900 | $58,200 | $93,100 |
| Des Moines-West Des Moines, IA MSA | $116,400 | $34,900 | $58,200 | $93,100 |
| Des Moines-West Des Moines, IA MSA | $116,400 | $34,900 | $58,200 | $93,100 |
| Des Moines-West Des Moines, IA MSA | $116,400 | $34,900 | $58,200 | $93,100 |
| Des Moines-West Des Moines, IA MSA | $116,400 | $34,900 | $58,200 | $93,100 |
| Des Moines-West Des Moines, IA MSA | $116,400 | $34,900 | $58,200 | $93,100 |
| Dickinson County, IA | $110,100 | $33,050 | $55,050 | $88,100 |
| Dubuque, IA MSA | $106,300 | $33,000 | $53,150 | $85,050 |
| Dubuque, IA MSA | $106,300 | $33,000 | $53,150 | $85,050 |
| Emmet County, IA | $87,600 | $33,000 | $47,050 | $75,300 |
| Fayette County, IA | $85,800 | $33,000 | $47,050 | $75,300 |
| Floyd County, IA | $96,100 | $33,000 | $48,050 | $76,900 |
| Franklin County, IA | $87,400 | $33,000 | $47,050 | $75,300 |
| Fremont County, IA | $96,200 | $33,000 | $48,100 | $76,950 |
| Greene County, IA | $91,200 | $33,000 | $47,050 | $75,300 |
| Hamilton County, IA | $96,800 | $33,000 | $48,400 | $77,450 |
| Hancock County, IA | $88,300 | $33,000 | $47,050 | $75,300 |
| Hardin County, IA | $90,100 | $33,000 | $47,050 | $75,300 |
| Henry County, IA | $86,600 | $33,000 | $47,050 | $75,300 |
| Howard County, IA | $86,700 | $33,000 | $47,050 | $75,300 |
| Humboldt County, IA | $91,400 | $33,000 | $47,050 | $75,300 |
| Ida County, IA | $81,000 | $33,000 | $47,050 | $75,300 |
| Iowa City, IA HUD Metro FMR Area | $121,400 | $36,400 | $60,700 | $97,100 |
| Iowa City, IA HUD Metro FMR Area | $121,400 | $36,400 | $60,700 | $97,100 |
| Iowa County, IA | $101,700 | $33,000 | $50,850 | $81,350 |
| Jackson County, IA | $93,600 | $33,000 | $47,050 | $75,300 |
| Jasper County, IA | $95,900 | $33,000 | $47,950 | $76,700 |
| Jasper County, IA HUD Metro FMR Area | $95,900 | $33,000 | $47,950 | $76,700 |
| Jefferson County, IA | $100,500 | $33,000 | $50,250 | $80,400 |
| Jones County, IA HUD Metro FMR Area | $97,700 | $33,000 | $48,850 | $78,150 |
| Jones County, IA HUD Metro FMR Area | $97,700 | $33,000 | $48,850 | $78,150 |
| Keokuk County, IA | $84,600 | $33,000 | $47,050 | $75,300 |
| Kossuth County, IA | $96,300 | $33,000 | $48,150 | $77,050 |
| Lee County, IA | $84,700 | $33,000 | $47,050 | $75,300 |
| Louisa County, IA | $97,300 | $33,000 | $48,650 | $77,850 |
| Lucas County, IA | $82,900 | $33,000 | $47,050 | $75,300 |
| Lyon County, IA | $96,600 | $33,000 | $48,300 | $77,300 |
| Mahaska County, IA | $93,300 | $33,000 | $47,050 | $75,300 |
| Marion County, IA | $104,700 | $33,000 | $52,350 | $83,750 |
| Marshall County, IA | $92,100 | $33,000 | $47,050 | $75,300 |
| Mitchell County, IA | $96,800 | $33,000 | $48,400 | $77,450 |
| Monona County, IA | $89,300 | $33,000 | $47,050 | $75,300 |
| Monroe County, IA | $93,300 | $33,000 | $47,050 | $75,300 |
| Montgomery County, IA | $86,800 | $33,000 | $47,050 | $75,300 |
| Muscatine County, IA | $92,100 | $33,000 | $47,050 | $75,300 |
| O'Brien County, IA | $101,300 | $33,000 | $50,650 | $81,050 |
| Omaha-Council Bluffs, NE-IA HUD Metro FMR Area | $114,000 | $34,200 | $57,000 | $91,200 |
| Omaha-Council Bluffs, NE-IA HUD Metro FMR Area | $114,000 | $34,200 | $57,000 | $91,200 |
| Omaha-Council Bluffs, NE-IA HUD Metro FMR Area | $114,000 | $34,200 | $57,000 | $91,200 |
| Omaha-Council Bluffs, NE-IA HUD Metro FMR Area | $114,000 | $34,200 | $57,000 | $91,200 |
| Osceola County, IA | $91,000 | $33,000 | $47,050 | $75,300 |
| Page County, IA | $84,300 | $33,000 | $47,050 | $75,300 |
| Palo Alto County, IA | $104,100 | $33,000 | $52,050 | $83,300 |
| Plymouth County, IA HUD Metro FMR Area | $103,300 | $33,000 | $51,650 | $82,650 |
| Pocahontas County, IA | $82,200 | $33,000 | $47,050 | $75,300 |
| Poweshiek County, IA | $97,000 | $33,000 | $48,500 | $77,600 |
| Ringgold County, IA | $95,500 | $33,000 | $47,750 | $76,400 |
| Sac County, IA | $97,700 | $33,000 | $48,850 | $78,150 |
| Shelby County, IA | $99,300 | $33,000 | $49,650 | $79,450 |
| Sioux City, IA-NE-SD HUD Metro FMR Area | $97,900 | $33,000 | $48,950 | $78,300 |
| Sioux City, IA-NE-SD HUD Metro FMR Area | $97,900 | $33,000 | $48,950 | $78,300 |
| Sioux County, IA | $109,800 | $33,000 | $54,900 | $87,850 |
| Tama County, IA | $87,900 | $33,000 | $47,050 | $75,300 |
| Taylor County, IA | $80,900 | $33,000 | $47,050 | $75,300 |
| Union County, IA | $81,300 | $33,000 | $47,050 | $75,300 |
| Van Buren County, IA | $82,500 | $33,000 | $47,050 | $75,300 |
| Wapello County, IA | $83,000 | $33,000 | $47,050 | $75,300 |
| Washington County, IA HUD Metro FMR Area | $93,800 | $33,000 | $47,050 | $75,300 |
| Washington County, IA HUD Metro FMR Area | $93,800 | $33,000 | $47,050 | $75,300 |
| Waterloo-Cedar Falls, IA HUD Metro FMR Area | $91,000 | $33,000 | $47,050 | $75,300 |
| Waterloo-Cedar Falls, IA HUD Metro FMR Area | $91,000 | $33,000 | $47,050 | $75,300 |
| Waterloo-Cedar Falls, IA HUD Metro FMR Area | $91,000 | $33,000 | $47,050 | $75,300 |
| Wayne County, IA | $85,800 | $33,000 | $47,050 | $75,300 |
| Webster County, IA | $98,400 | $33,000 | $49,200 | $78,700 |
| Winnebago County, IA | $93,600 | $33,000 | $47,050 | $75,300 |
| Winneshiek County, IA | $106,100 | $33,000 | $53,050 | $84,900 |
| Worth County, IA | $99,800 | $33,000 | $49,900 | $79,850 |
| Wright County, IA | $85,100 | $33,000 | $47,050 | $75,300 |
Understanding Iowa income limits
Income limits vary widely across Iowa because each one is tied to its local area median income, not a single statewide figure. A household that earns too much to qualify in a lower-cost rural county may still qualify in a higher-cost metro. HUD publishes new limits each spring, and they take effect for the federal fiscal year.
- 30% AMI (Extremely Low Income) — the threshold for the highest-priority Section 8 and public housing waitlists.
- 50% AMI (Very Low Income) — the standard eligibility ceiling for the Housing Choice Voucher program.
- 80% AMI (Low Income) — used for many affordable-housing and HOME-funded programs.
The figures above are for a four-person household. Limits scale by household size — roughly 70% of the four-person figure for a single person, rising to about 132% for an eight-person household. Open any area for the complete household-size table and the 60% AMI tier.