Kentucky Income Limits FY2026
HUD sets income limits for each Kentucky area every year to determine who qualifies for Section 8 Housing Choice Vouchers, public housing, and other federal housing assistance. The table below shows the FY2026 thresholds at 30%, 50%, and 80% of Area Median Income (AMI) for a four-person household in every Kentucky HUD area. Select an area for the full breakdown by household size, including the 60% AMI tier used for LIHTC housing.
| Area | Median Income | 30% AMI (4p) | 50% AMI (4p) | 80% AMI (4p) |
|---|---|---|---|---|
| Adair County, KY | $71,700 | $33,000 | $35,950 | $57,500 |
| Allen County, KY HUD Metro FMR Area | $80,800 | $33,000 | $40,400 | $64,650 |
| Allen County, KY HUD Metro FMR Area | $80,800 | $33,000 | $40,400 | $64,650 |
| Anderson County, KY | $96,300 | $33,000 | $48,150 | $77,050 |
| Ballard County, KY | $94,500 | $33,000 | $44,250 | $70,750 |
| Ballard County, KY HUD Metro FMR Area | $94,500 | $33,000 | $44,250 | $70,750 |
| Barren County, KY | $68,000 | $33,000 | $35,950 | $57,500 |
| Bath County, KY | $72,900 | $33,000 | $36,450 | $58,300 |
| Bell County, KY | $49,700 | $33,000 | $35,950 | $57,500 |
| Bowling Green, KY HUD Metro FMR Area | $81,400 | $33,000 | $40,700 | $65,100 |
| Bowling Green, KY HUD Metro FMR Area | $81,400 | $33,000 | $40,700 | $65,100 |
| Bowling Green, KY HUD Metro FMR Area | $81,400 | $33,000 | $40,700 | $65,100 |
| Boyle County, KY | $80,700 | $33,000 | $40,350 | $64,550 |
| Breathitt County, KY | $54,300 | $33,000 | $35,950 | $57,500 |
| Breckinridge County, KY | $74,100 | $33,000 | $37,050 | $59,300 |
| Butler County, KY HUD Metro FMR Area | $75,200 | $33,000 | $37,600 | $60,150 |
| Butler County, KY HUD Metro FMR Area | $75,200 | $33,000 | $37,600 | $60,150 |
| Caldwell County, KY | $76,000 | $33,000 | $38,000 | $60,800 |
| Calloway County, KY | $82,300 | $33,000 | $41,150 | $65,850 |
| Carlisle County, KY | $79,500 | $33,000 | $39,750 | $63,600 |
| Carlisle County, KY HUD Metro FMR Area | $79,500 | $33,000 | $39,750 | $63,600 |
| Carroll County, KY | $79,300 | $33,000 | $39,350 | $62,950 |
| Carter County, KY | $71,500 | $33,000 | $35,950 | $57,500 |
| Carter County, KY HUD Metro FMR Area | $71,500 | $33,000 | $35,950 | $57,500 |
| Casey County, KY | $58,400 | $33,000 | $35,950 | $57,500 |
| Cincinnati, OH-KY-IN HUD Metro FMR Area | $109,900 | $33,000 | $54,950 | $87,900 |
| Cincinnati, OH-KY-IN HUD Metro FMR Area | $109,900 | $33,000 | $54,950 | $87,900 |
| Cincinnati, OH-KY-IN HUD Metro FMR Area | $109,900 | $33,000 | $54,950 | $87,900 |
| Cincinnati, OH-KY-IN HUD Metro FMR Area | $109,900 | $33,000 | $54,950 | $87,900 |
| Cincinnati, OH-KY-IN HUD Metro FMR Area | $109,900 | $33,000 | $54,950 | $87,900 |
| Cincinnati, OH-KY-IN HUD Metro FMR Area | $109,900 | $33,000 | $54,950 | $87,900 |
| Clarksville, TN-KY MSA | $93,800 | $33,000 | $46,900 | $75,050 |
| Clarksville, TN-KY MSA | $93,800 | $33,000 | $46,900 | $75,050 |
| Clarksville, TN-KY MSA | $93,800 | $33,000 | $46,900 | $75,050 |
| Clay County, KY | $50,400 | $33,000 | $35,950 | $57,500 |
| Clinton County, KY | $56,200 | $33,000 | $35,950 | $57,500 |
| Crittenden County, KY | $75,800 | $33,000 | $39,100 | $62,600 |
| Cumberland County, KY | $65,000 | $33,000 | $35,950 | $57,500 |
| Elizabethtown, KY HUD Metro FMR Area | $92,100 | $33,000 | $44,100 | $70,550 |
| Elizabethtown, KY HUD Metro FMR Area | $92,100 | $33,000 | $44,100 | $70,550 |
| Elizabethtown, KY HUD Metro FMR Area | $92,100 | $33,000 | $44,100 | $70,550 |
| Elliott County, KY | $55,800 | $33,000 | $35,950 | $57,500 |
| Estill County, KY | $67,600 | $33,000 | $35,950 | $57,500 |
| Evansville, IN-KY MSA | $79,700 | $33,000 | $39,850 | $63,750 |
| Fleming County, KY | $68,900 | $33,000 | $35,950 | $57,500 |
| Floyd County, KY | $60,700 | $33,000 | $35,950 | $57,500 |
| Franklin County, KY | $92,100 | $33,000 | $46,050 | $73,700 |
| Fulton County, KY | $57,000 | $33,000 | $35,950 | $57,500 |
| Garrard County, KY | $75,900 | $33,000 | $37,950 | $60,700 |
| Grant County, KY HUD Metro FMR Area | $87,000 | $33,000 | $43,500 | $69,600 |
| Grant County, KY HUD Metro FMR Area | $87,000 | $33,000 | $43,500 | $69,600 |
| Graves County, KY | $64,200 | $33,000 | $35,950 | $57,500 |
| Grayson County, KY | $72,500 | $33,000 | $36,250 | $58,000 |
| Green County, KY | $61,600 | $33,000 | $35,950 | $57,500 |
| Harlan County, KY | $56,000 | $33,000 | $35,950 | $57,500 |
| Harrison County, KY | $90,000 | $33,000 | $45,000 | $72,000 |
| Hart County, KY | $69,600 | $33,000 | $35,950 | $57,500 |
| Hickman County, KY | $87,100 | $33,000 | $43,550 | $69,700 |
| Hopkins County, KY | $74,600 | $33,000 | $37,300 | $59,700 |
| Huntington-Ashland, WV-KY-OH HUD Metro FMR Area | $83,300 | $33,000 | $41,650 | $66,650 |
| Huntington-Ashland, WV-KY-OH HUD Metro FMR Area | $83,300 | $33,000 | $41,650 | $66,650 |
| Huntington-Ashland, WV-KY-OH HUD Metro FMR Area | $83,300 | $33,000 | $41,650 | $66,650 |
| Jackson County, KY | $59,900 | $33,000 | $35,950 | $57,500 |
| Johnson County, KY | $64,100 | $33,000 | $35,950 | $57,500 |
| Knott County, KY | $60,900 | $33,000 | $35,950 | $57,500 |
| Knox County, KY | $48,900 | $33,000 | $35,950 | $57,500 |
| Laurel County, KY | $72,500 | $33,000 | $36,250 | $58,000 |
| Lawrence County, KY | $69,100 | $33,000 | $35,950 | $57,500 |
| Lawrence County, KY HUD Metro FMR Area | $69,100 | $33,000 | $35,950 | $57,500 |
| Lee County, KY | $56,000 | $33,000 | $35,950 | $57,500 |
| Leslie County, KY | $63,100 | $33,000 | $35,950 | $57,500 |
| Letcher County, KY | $61,300 | $33,000 | $35,950 | $57,500 |
| Lewis County, KY | $63,100 | $33,000 | $35,950 | $57,500 |
| Lexington-Fayette, KY MSA | $102,100 | $33,000 | $51,050 | $81,700 |
| Lexington-Fayette, KY MSA | $102,100 | $33,000 | $51,050 | $81,700 |
| Lexington-Fayette, KY MSA | $102,100 | $33,000 | $51,050 | $81,700 |
| Lexington-Fayette, KY MSA | $102,100 | $33,000 | $51,050 | $81,700 |
| Lexington-Fayette, KY MSA | $102,100 | $33,000 | $51,050 | $81,700 |
| Lexington-Fayette, KY MSA | $102,100 | $33,000 | $51,050 | $81,700 |
| Lexington-Fayette, KY MSA | $102,100 | $33,000 | $51,050 | $81,700 |
| Lincoln County, KY | $66,800 | $33,000 | $35,950 | $57,500 |
| Livingston County, KY | $81,400 | $33,000 | $40,700 | $65,100 |
| Livingston County, KY HUD Metro FMR Area | $81,400 | $33,000 | $40,700 | $65,100 |
| Logan County, KY | $78,600 | $33,000 | $39,300 | $62,900 |
| Louisville, KY-IN HUD Metro FMR Area | $99,000 | $33,000 | $49,500 | $79,200 |
| Louisville, KY-IN HUD Metro FMR Area | $99,000 | $33,000 | $49,500 | $79,200 |
| Louisville, KY-IN HUD Metro FMR Area | $99,000 | $33,000 | $49,500 | $79,200 |
| Louisville, KY-IN HUD Metro FMR Area | $99,000 | $33,000 | $49,500 | $79,200 |
| Louisville, KY-IN HUD Metro FMR Area | $99,000 | $33,000 | $49,500 | $79,200 |
| Louisville, KY-IN HUD Metro FMR Area | $86,400 | $33,000 | $43,200 | $69,100 |
| Lyon County, KY | $91,700 | $33,000 | $45,850 | $73,350 |
| Madison County, KY | $85,800 | $33,000 | $42,900 | $68,650 |
| Magoffin County, KY | $41,200 | $33,000 | $35,950 | $57,500 |
| Marion County, KY | $76,600 | $33,000 | $38,300 | $61,300 |
| Marshall County, KY | $85,600 | $33,000 | $42,800 | $68,500 |
| Martin County, KY | $52,700 | $33,000 | $35,950 | $57,500 |
| Mason County, KY | $71,300 | $33,000 | $35,950 | $57,500 |
| McCracken County, KY | $102,400 | $33,000 | $49,600 | $79,350 |
| McCracken County, KY HUD Metro FMR Area | $102,400 | $33,000 | $49,600 | $79,350 |
| McCreary County, KY | $44,800 | $33,000 | $35,950 | $57,500 |
| Meade County, KY HUD Metro FMR Area | $91,100 | $33,000 | $45,550 | $72,900 |
| Meade County, KY HUD Metro FMR Area | $91,100 | $33,000 | $45,550 | $72,900 |
| Menifee County, KY | $54,600 | $33,000 | $35,950 | $57,500 |
| Mercer County, KY | $90,800 | $33,000 | $45,400 | $72,650 |
| Metcalfe County, KY | $71,600 | $33,000 | $35,950 | $57,500 |
| Monroe County, KY | $64,200 | $33,000 | $35,950 | $57,500 |
| Montgomery County, KY | $76,200 | $33,000 | $38,100 | $60,950 |
| Morgan County, KY | $62,000 | $33,000 | $35,950 | $57,500 |
| Muhlenberg County, KY | $72,500 | $33,000 | $36,250 | $58,000 |
| Nelson County, KY | $87,200 | $33,000 | $43,600 | $69,750 |
| Nelson County, KY HUD Metro FMR Area | $87,200 | $33,000 | $43,600 | $69,750 |
| Nicholas County, KY | $76,500 | $33,000 | $38,250 | $61,200 |
| Ohio County, KY | $69,400 | $33,000 | $35,950 | $57,500 |
| Owen County, KY | $82,900 | $33,000 | $41,450 | $66,300 |
| Owensboro, KY MSA | $80,400 | $33,000 | $40,450 | $64,700 |
| Owensboro, KY MSA | $92,100 | $33,000 | $46,050 | $73,700 |
| Owensboro, KY MSA | $92,100 | $33,000 | $46,050 | $73,700 |
| Owensboro, KY MSA | $92,100 | $33,000 | $46,050 | $73,700 |
| Owsley County, KY | $50,200 | $33,000 | $35,950 | $57,500 |
| Perry County, KY | $57,200 | $33,000 | $35,950 | $57,500 |
| Pike County, KY | $66,500 | $33,000 | $35,950 | $57,500 |
| Powell County, KY | $62,300 | $33,000 | $36,500 | $58,400 |
| Pulaski County, KY | $75,300 | $33,000 | $37,650 | $60,250 |
| Robertson County, KY | $64,200 | $33,000 | $35,950 | $57,500 |
| Rockcastle County, KY | $71,700 | $33,000 | $35,950 | $57,500 |
| Rowan County, KY | $75,700 | $33,000 | $37,850 | $60,550 |
| Russell County, KY | $64,100 | $33,000 | $35,950 | $57,500 |
| Shelby County, KY HUD Metro FMR Area | $104,900 | $33,000 | $52,450 | $83,900 |
| Shelby County, KY HUD Metro FMR Area | $104,900 | $33,000 | $52,450 | $83,900 |
| Simpson County, KY | $78,500 | $33,000 | $39,250 | $62,800 |
| Taylor County, KY | $85,900 | $33,000 | $42,400 | $67,800 |
| Todd County, KY | $76,100 | $33,000 | $38,050 | $60,900 |
| Union County, KY | $76,600 | $33,000 | $38,300 | $61,300 |
| Washington County, KY | $83,500 | $33,000 | $42,300 | $67,700 |
| Wayne County, KY | $61,500 | $33,000 | $35,950 | $57,500 |
| Webster County, KY | $73,100 | $33,000 | $36,550 | $58,500 |
| Whitley County, KY | $58,300 | $33,000 | $35,950 | $57,500 |
| Wolfe County, KY | $39,000 | $33,000 | $35,950 | $57,500 |
Understanding Kentucky income limits
Income limits vary widely across Kentucky because each one is tied to its local area median income, not a single statewide figure. A household that earns too much to qualify in a lower-cost rural county may still qualify in a higher-cost metro. HUD publishes new limits each spring, and they take effect for the federal fiscal year.
- 30% AMI (Extremely Low Income) — the threshold for the highest-priority Section 8 and public housing waitlists.
- 50% AMI (Very Low Income) — the standard eligibility ceiling for the Housing Choice Voucher program.
- 80% AMI (Low Income) — used for many affordable-housing and HOME-funded programs.
The figures above are for a four-person household. Limits scale by household size — roughly 70% of the four-person figure for a single person, rising to about 132% for an eight-person household. Open any area for the complete household-size table and the 60% AMI tier.