Michigan Income Limits FY2026
HUD sets income limits for each Michigan area every year to determine who qualifies for Section 8 Housing Choice Vouchers, public housing, and other federal housing assistance. The table below shows the FY2026 thresholds at 30%, 50%, and 80% of Area Median Income (AMI) for a four-person household in every Michigan HUD area. Select an area for the full breakdown by household size, including the 60% AMI tier used for LIHTC housing.
| Area | Median Income | 30% AMI (4p) | 50% AMI (4p) | 80% AMI (4p) |
|---|---|---|---|---|
| Alcona County, MI | $77,100 | $33,000 | $41,800 | $66,900 |
| Alger County, MI | $77,500 | $33,000 | $41,800 | $66,900 |
| Allegan County, MI | $99,600 | $33,000 | $49,800 | $79,700 |
| Alpena County, MI | $72,600 | $33,000 | $41,800 | $66,900 |
| Ann Arbor, MI MSA | $142,300 | $41,500 | $69,200 | $106,800 |
| Ann Arbor, MI MSA | $142,300 | $41,500 | $69,200 | $106,800 |
| Antrim County, MI | $92,900 | $33,000 | $46,450 | $74,300 |
| Arenac County, MI | $76,800 | $33,000 | $41,800 | $66,900 |
| Baraga County, MI | $70,700 | $33,000 | $41,800 | $66,900 |
| Barry County, MI HUD Metro FMR Area | $101,000 | $33,000 | $50,500 | $80,800 |
| Barry County, MI HUD Metro FMR Area | $101,000 | $33,000 | $50,500 | $80,800 |
| Battle Creek, MI MSA | $80,700 | $33,000 | $41,800 | $66,900 |
| Battle Creek, MI MSA | $80,700 | $33,000 | $41,800 | $66,900 |
| Bay City, MI MSA | $89,900 | $33,000 | $44,950 | $71,900 |
| Bay City, MI MSA | $89,900 | $33,000 | $44,950 | $71,900 |
| Benzie County, MI | $95,500 | $33,000 | $47,750 | $76,400 |
| Benzie County, MI HUD Metro FMR Area | $95,500 | $33,000 | $47,750 | $76,400 |
| Branch County, MI | $81,800 | $33,000 | $41,800 | $66,900 |
| Cass County, MI HUD Metro FMR Area | $89,800 | $33,000 | $44,900 | $71,850 |
| Cass County, MI HUD Metro FMR Area | $89,800 | $33,000 | $44,900 | $71,850 |
| Charlevoix County, MI | $97,400 | $33,000 | $48,700 | $77,900 |
| Cheboygan County, MI | $79,500 | $33,000 | $41,800 | $66,900 |
| Chippewa County, MI | $86,300 | $33,000 | $43,150 | $69,050 |
| Clare County, MI | $65,100 | $33,000 | $41,800 | $66,900 |
| Crawford County, MI | $76,400 | $33,000 | $41,800 | $66,900 |
| Delta County, MI | $82,800 | $33,000 | $41,800 | $66,900 |
| Detroit-Warren-Livonia, MI HUD Metro FMR Area | $104,800 | $33,000 | $52,400 | $83,850 |
| Detroit-Warren-Livonia, MI HUD Metro FMR Area | $104,800 | $33,000 | $52,400 | $83,850 |
| Detroit-Warren-Livonia, MI HUD Metro FMR Area | $104,800 | $33,000 | $52,400 | $83,850 |
| Detroit-Warren-Livonia, MI HUD Metro FMR Area | $104,800 | $33,000 | $52,400 | $83,850 |
| Detroit-Warren-Livonia, MI HUD Metro FMR Area | $104,800 | $33,000 | $52,400 | $83,850 |
| Detroit-Warren-Livonia, MI HUD Metro FMR Area | $104,800 | $33,000 | $52,400 | $83,850 |
| Dickinson County, MI | $83,400 | $33,000 | $41,800 | $66,900 |
| Emmet County, MI | $101,700 | $33,000 | $50,850 | $81,350 |
| Flint, MI MSA | $82,100 | $33,000 | $41,800 | $66,900 |
| Flint, MI MSA | $82,100 | $33,000 | $41,800 | $66,900 |
| Gladwin County, MI | $77,900 | $33,000 | $41,800 | $66,900 |
| Gogebic County, MI | $70,500 | $33,000 | $41,800 | $66,900 |
| Grand Rapids-Wyoming, MI HUD Metro FMR Area | $106,600 | $33,000 | $53,300 | $85,300 |
| Grand Rapids-Wyoming, MI HUD Metro FMR Area | $106,600 | $33,000 | $53,300 | $85,300 |
| Grand Traverse County, MI | $113,900 | $34,150 | $56,950 | $91,100 |
| Grand Traverse County, MI HUD Metro FMR Area | $113,900 | $34,150 | $56,950 | $91,100 |
| Gratiot County, MI | $80,100 | $33,000 | $41,800 | $66,900 |
| Hillsdale County, MI | $81,300 | $33,000 | $41,800 | $66,900 |
| Holland-Grand Haven, MI HUD Metro FMR Area | $113,700 | $34,100 | $56,850 | $90,950 |
| Holland-Grand Haven, MI HUD Metro FMR Area | $113,700 | $34,100 | $56,850 | $90,950 |
| Houghton County, MI | $89,400 | $33,000 | $44,700 | $71,500 |
| Huron County, MI | $81,900 | $33,000 | $41,800 | $66,900 |
| Ionia County, MI | $98,700 | $33,000 | $45,800 | $73,300 |
| Ionia County, MI HUD Metro FMR Area | $98,700 | $33,000 | $45,800 | $73,300 |
| Iosco County, MI | $69,800 | $33,000 | $41,800 | $66,900 |
| Iron County, MI | $75,300 | $33,000 | $41,800 | $66,900 |
| Isabella County, MI | $79,000 | $33,000 | $41,800 | $66,900 |
| Jackson, MI MSA | $101,200 | $33,000 | $46,350 | $74,150 |
| Jackson, MI MSA | $101,200 | $33,000 | $46,350 | $74,150 |
| Kalamazoo-Portage, MI MSA | $108,100 | $33,000 | $52,650 | $84,250 |
| Kalamazoo-Portage, MI MSA | $108,100 | $33,000 | $52,650 | $84,250 |
| Kalamazoo-Portage, MI MSA | $94,400 | $33,000 | $47,200 | $75,500 |
| Kalkaska County, MI | $86,600 | $33,000 | $43,300 | $69,300 |
| Kalkaska County, MI HUD Metro FMR Area | $86,600 | $33,000 | $43,300 | $69,300 |
| Keweenaw County, MI | $80,900 | $33,000 | $42,800 | $68,500 |
| Lake County, MI | $62,600 | $33,000 | $41,800 | $66,900 |
| Lansing-East Lansing, MI MSA | $102,600 | $33,000 | $51,300 | $82,100 |
| Lansing-East Lansing, MI MSA | $102,600 | $33,000 | $51,300 | $82,100 |
| Lansing-East Lansing, MI MSA | $102,600 | $33,000 | $51,300 | $82,100 |
| Lansing-East Lansing, MI MSA | $102,600 | $33,000 | $51,300 | $82,100 |
| Leelanau County, MI | $122,100 | $36,650 | $61,050 | $97,700 |
| Leelanau County, MI HUD Metro FMR Area | $122,100 | $36,650 | $61,050 | $97,700 |
| Lenawee County, MI | $87,000 | $33,000 | $43,500 | $69,600 |
| Livingston County, MI HUD Metro FMR Area | $129,000 | $38,700 | $64,500 | $103,200 |
| Livingston County, MI HUD Metro FMR Area | $129,000 | $38,700 | $64,500 | $103,200 |
| Luce County, MI | $68,700 | $33,000 | $41,800 | $66,900 |
| Mackinac County, MI | $84,300 | $33,000 | $42,150 | $67,450 |
| Manistee County, MI | $85,500 | $33,000 | $42,750 | $68,400 |
| Marquette County, MI | $99,900 | $33,000 | $47,950 | $76,700 |
| Mason County, MI | $89,000 | $33,000 | $44,500 | $71,200 |
| Mecosta County, MI | $81,700 | $33,000 | $41,800 | $66,900 |
| Menominee County, MI | $83,100 | $33,000 | $41,800 | $66,900 |
| Midland, MI MSA | $107,200 | $33,000 | $53,600 | $85,750 |
| Midland, MI MSA | $107,200 | $33,000 | $53,600 | $85,750 |
| Missaukee County, MI | $83,100 | $33,000 | $41,800 | $66,900 |
| Monroe, MI MSA | $95,200 | $33,000 | $47,600 | $76,150 |
| Monroe, MI MSA | $95,200 | $33,000 | $47,600 | $76,150 |
| Montcalm County, MI HUD Metro FMR Area | $80,600 | $33,000 | $41,800 | $66,900 |
| Montcalm County, MI HUD Metro FMR Area | $80,600 | $33,000 | $41,800 | $66,900 |
| Montmorency County, MI | $69,900 | $33,000 | $41,800 | $66,900 |
| Muskegon, MI MSA | $77,500 | $33,000 | $41,800 | $66,900 |
| Muskegon, MI MSA | $77,500 | $33,000 | $41,800 | $66,900 |
| Newaygo County, MI | $79,300 | $33,000 | $41,800 | $66,900 |
| Niles-Benton Harbor, MI MSA | $92,200 | $33,000 | $46,100 | $73,750 |
| Niles-Benton Harbor, MI MSA | $92,200 | $33,000 | $46,100 | $73,750 |
| Oceana County, MI | $78,100 | $33,000 | $41,800 | $66,900 |
| Ogemaw County, MI | $71,500 | $33,000 | $41,800 | $66,900 |
| Ontonagon County, MI | $75,200 | $33,000 | $41,800 | $66,900 |
| Osceola County, MI | $74,200 | $33,000 | $41,800 | $66,900 |
| Oscoda County, MI | $66,200 | $33,000 | $41,800 | $66,900 |
| Otsego County, MI | $90,600 | $33,000 | $45,300 | $72,500 |
| Presque Isle County, MI | $82,100 | $33,000 | $41,800 | $66,900 |
| Roscommon County, MI | $73,300 | $33,000 | $41,800 | $66,900 |
| Saginaw, MI MSA | $83,200 | $33,000 | $41,800 | $66,900 |
| Saginaw, MI MSA | $83,200 | $33,000 | $41,800 | $66,900 |
| Sanilac County, MI | $77,800 | $33,000 | $41,800 | $66,900 |
| Schoolcraft County, MI | $75,800 | $33,000 | $41,800 | $66,900 |
| Shiawassee County, MI | $87,600 | $33,000 | $43,800 | $70,100 |
| St. Joseph County, MI | $85,900 | $33,000 | $42,950 | $68,700 |
| Tuscola County, MI | $83,000 | $33,000 | $41,800 | $66,900 |
| Wexford County, MI | $82,200 | $33,000 | $41,800 | $66,900 |
Understanding Michigan income limits
Income limits vary widely across Michigan because each one is tied to its local area median income, not a single statewide figure. A household that earns too much to qualify in a lower-cost rural county may still qualify in a higher-cost metro. HUD publishes new limits each spring, and they take effect for the federal fiscal year.
- 30% AMI (Extremely Low Income) — the threshold for the highest-priority Section 8 and public housing waitlists.
- 50% AMI (Very Low Income) — the standard eligibility ceiling for the Housing Choice Voucher program.
- 80% AMI (Low Income) — used for many affordable-housing and HOME-funded programs.
The figures above are for a four-person household. Limits scale by household size — roughly 70% of the four-person figure for a single person, rising to about 132% for an eight-person household. Open any area for the complete household-size table and the 60% AMI tier.