North Carolina Income Limits FY2026
HUD sets income limits for each North Carolina area every year to determine who qualifies for Section 8 Housing Choice Vouchers, public housing, and other federal housing assistance. The table below shows the FY2026 thresholds at 30%, 50%, and 80% of Area Median Income (AMI) for a four-person household in every North Carolina HUD area. Select an area for the full breakdown by household size, including the 60% AMI tier used for LIHTC housing.
| Area | Median Income | 30% AMI (4p) | 50% AMI (4p) | 80% AMI (4p) |
|---|---|---|---|---|
| Alleghany County, NC | $71,000 | $33,000 | $39,150 | $62,650 |
| Anson County, NC | $69,700 | $33,000 | $39,150 | $62,650 |
| Anson County, NC HUD Metro FMR Area | $69,700 | $33,000 | $39,150 | $62,650 |
| Ashe County, NC | $77,000 | $33,000 | $39,150 | $62,650 |
| Asheville, NC HUD Metro FMR Area | $103,200 | $33,000 | $51,200 | $81,900 |
| Asheville, NC HUD Metro FMR Area | $103,200 | $33,000 | $51,200 | $81,900 |
| Asheville, NC HUD Metro FMR Area | $103,200 | $33,000 | $51,200 | $81,900 |
| Asheville, NC HUD Metro FMR Area | $103,200 | $33,000 | $51,200 | $81,900 |
| Avery County, NC | $88,800 | $33,000 | $44,400 | $71,050 |
| Beaufort County, NC | $77,100 | $33,000 | $39,150 | $62,650 |
| Bertie County, NC | $69,200 | $33,000 | $39,150 | $62,650 |
| Bladen County, NC | $65,400 | $33,000 | $39,150 | $62,650 |
| Brunswick County, NC HUD Metro FMR Area | $99,200 | $33,000 | $49,600 | $79,350 |
| Brunswick County, NC HUD Metro FMR Area | $99,200 | $33,000 | $49,600 | $79,350 |
| Burlington, NC MSA | $88,600 | $33,000 | $44,300 | $70,900 |
| Burlington, NC MSA | $88,600 | $33,000 | $44,300 | $70,900 |
| Camden County, NC | $105,500 | $33,000 | $52,750 | $84,400 |
| Camden County, NC HUD Metro FMR Area | $105,500 | $33,000 | $52,750 | $84,400 |
| Carteret County, NC | $103,500 | $33,000 | $51,750 | $82,800 |
| Caswell County, NC | $76,300 | $33,000 | $39,150 | $62,650 |
| Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area | $117,400 | $35,200 | $58,700 | $93,900 |
| Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area | $117,400 | $35,200 | $58,700 | $93,900 |
| Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area | $117,400 | $35,200 | $58,700 | $93,900 |
| Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area | $117,400 | $35,200 | $58,700 | $93,900 |
| Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area | $117,400 | $35,200 | $58,700 | $93,900 |
| Cherokee County, NC | $73,900 | $33,000 | $39,150 | $62,650 |
| Chowan County, NC | $76,900 | $33,000 | $39,150 | $62,650 |
| Clay County, NC | $86,300 | $33,000 | $43,150 | $69,050 |
| Cleveland County, NC | $82,800 | $33,000 | $41,400 | $66,250 |
| Columbus County, NC | $67,300 | $33,000 | $39,150 | $62,650 |
| Craven County, NC HUD Metro FMR Area | $87,000 | $33,000 | $43,500 | $69,600 |
| Dare County, NC | $116,900 | $33,050 | $55,100 | $88,150 |
| Davidson County, NC HUD Metro FMR Area | $86,000 | $33,000 | $43,000 | $68,800 |
| Davidson County, NC HUD Metro FMR Area | $86,000 | $33,000 | $43,000 | $68,800 |
| Duplin County, NC | $72,100 | $33,000 | $39,150 | $62,650 |
| Durham-Chapel Hill, NC HUD Metro FMR Area | $129,900 | $38,150 | $63,550 | $101,700 |
| Durham-Chapel Hill, NC HUD Metro FMR Area | $129,900 | $38,150 | $63,550 | $101,700 |
| Durham-Chapel Hill, NC HUD Metro FMR Area | $129,900 | $38,150 | $63,550 | $101,700 |
| Durham-Chapel Hill, NC HUD Metro FMR Area | $129,900 | $38,150 | $63,550 | $101,700 |
| Fayetteville, NC HUD Metro FMR Area | $81,900 | $33,000 | $40,950 | $65,500 |
| Fayetteville, NC HUD Metro FMR Area | $81,900 | $33,000 | $40,950 | $65,500 |
| Gates County, NC HUD Metro FMR Area | $83,900 | $33,000 | $44,300 | $70,900 |
| Gates County, NC HUD Metro FMR Area | $83,900 | $33,000 | $44,300 | $70,900 |
| Goldsboro, NC MSA | $70,300 | $33,000 | $39,150 | $62,650 |
| Goldsboro, NC MSA | $70,300 | $33,000 | $39,150 | $62,650 |
| Graham County, NC | $67,400 | $33,000 | $39,150 | $62,650 |
| Granville County, NC | $87,800 | $33,000 | $43,900 | $70,250 |
| Greene County, NC | $63,400 | $33,000 | $39,150 | $62,650 |
| Greensboro-High Point, NC HUD Metro FMR Area | $91,500 | $33,000 | $45,750 | $73,200 |
| Greensboro-High Point, NC HUD Metro FMR Area | $91,500 | $33,000 | $45,750 | $73,200 |
| Greensboro-High Point, NC HUD Metro FMR Area | $91,500 | $33,000 | $45,750 | $73,200 |
| Greenville, NC MSA | $88,800 | $33,000 | $44,400 | $71,050 |
| Greenville, NC MSA | $88,800 | $33,000 | $44,400 | $71,050 |
| Halifax County, NC | $63,600 | $33,000 | $39,150 | $62,650 |
| Harnett County, NC | $88,300 | $33,000 | $44,150 | $70,650 |
| Haywood County, NC HUD Metro FMR Area | $86,700 | $33,000 | $43,350 | $69,350 |
| Hertford County, NC | $67,700 | $33,000 | $39,150 | $62,650 |
| Hickory-Lenoir-Morganton, NC MSA | $85,200 | $33,000 | $42,600 | $68,150 |
| Hickory-Lenoir-Morganton, NC MSA | $85,200 | $33,000 | $42,600 | $68,150 |
| Hickory-Lenoir-Morganton, NC MSA | $85,200 | $33,000 | $42,600 | $68,150 |
| Hickory-Lenoir-Morganton, NC MSA | $85,200 | $33,000 | $42,600 | $68,150 |
| Hickory-Lenoir-Morganton, NC MSA | $85,200 | $33,000 | $42,600 | $68,150 |
| Hoke County, NC HUD Metro FMR Area | $77,900 | $33,000 | $39,150 | $62,650 |
| Hoke County, NC HUD Metro FMR Area | $77,900 | $33,000 | $39,150 | $62,650 |
| Hyde County, NC | $62,700 | $33,000 | $39,150 | $62,650 |
| Iredell County, NC HUD Metro FMR Area | $107,300 | $33,000 | $53,650 | $85,850 |
| Iredell County, NC HUD Metro FMR Area | $107,300 | $33,000 | $53,650 | $85,850 |
| Jackson County, NC | $78,200 | $33,000 | $39,150 | $62,650 |
| Jacksonville, NC MSA | $85,400 | $33,000 | $42,700 | $68,300 |
| Jacksonville, NC MSA | $85,400 | $33,000 | $42,700 | $68,300 |
| Jones County, NC HUD Metro FMR Area | $75,900 | $33,000 | $39,150 | $62,650 |
| Lee County, NC | $85,400 | $33,000 | $42,000 | $67,200 |
| Lenoir County, NC | $65,100 | $33,000 | $39,150 | $62,650 |
| Lincoln County, NC HUD Metro FMR Area | $105,600 | $33,000 | $52,800 | $84,500 |
| Lincoln County, NC HUD Metro FMR Area | $105,600 | $33,000 | $52,800 | $84,500 |
| Macon County, NC | $79,100 | $33,000 | $39,550 | $63,300 |
| Martin County, NC | $69,400 | $33,000 | $39,150 | $62,650 |
| McDowell County, NC | $75,700 | $33,000 | $39,150 | $62,650 |
| Mitchell County, NC | $77,900 | $33,000 | $39,150 | $62,650 |
| Montgomery County, NC | $69,400 | $33,000 | $39,150 | $62,650 |
| Moore County, NC | $106,300 | $33,000 | $53,150 | $85,050 |
| Northampton County, NC | $66,600 | $33,000 | $39,150 | $62,650 |
| Pamlico County, NC HUD Metro FMR Area | $90,700 | $33,000 | $45,350 | $72,550 |
| Pasquotank County, NC | $84,300 | $33,000 | $42,150 | $67,450 |
| Pender County, NC HUD Metro FMR Area | $110,600 | $33,000 | $54,800 | $87,650 |
| Pender County, NC HUD Metro FMR Area | $110,600 | $33,000 | $54,800 | $87,650 |
| Perquimans County, NC | $90,400 | $33,000 | $45,200 | $72,300 |
| Person County, NC HUD Metro FMR Area | $85,400 | $33,000 | $42,700 | $68,300 |
| Person County, NC HUD Metro FMR Area | $85,400 | $33,000 | $42,700 | $68,300 |
| Pinehurst-Southern Pines, NC MSA | $106,300 | $33,000 | $53,150 | $85,050 |
| Polk County, NC | $93,800 | $33,000 | $46,650 | $74,650 |
| Raleigh, NC MSA | $132,300 | $39,700 | $66,150 | $105,850 |
| Raleigh, NC MSA | $132,300 | $39,700 | $66,150 | $105,850 |
| Raleigh, NC MSA | $132,300 | $39,700 | $66,150 | $105,850 |
| Raleigh, NC MSA | $132,300 | $39,700 | $66,150 | $105,850 |
| Richmond County, NC | $62,000 | $33,000 | $39,150 | $62,650 |
| Robeson County, NC | $59,300 | $33,000 | $39,150 | $62,650 |
| Rockingham County, NC HUD Metro FMR Area | $76,600 | $33,000 | $39,150 | $62,650 |
| Rockingham County, NC HUD Metro FMR Area | $76,600 | $33,000 | $39,150 | $62,650 |
| Rocky Mount, NC MSA | $80,200 | $33,000 | $40,100 | $64,150 |
| Rocky Mount, NC MSA | $80,200 | $33,000 | $40,100 | $64,150 |
| Rocky Mount, NC MSA | $80,200 | $33,000 | $40,100 | $64,150 |
| Rowan County, NC HUD Metro FMR Area | $79,000 | $33,000 | $41,700 | $66,700 |
| Rowan County, NC HUD Metro FMR Area | $79,000 | $33,000 | $41,700 | $66,700 |
| Rutherford County, NC | $77,200 | $33,000 | $39,150 | $62,650 |
| Sampson County, NC | $73,400 | $33,000 | $39,150 | $62,650 |
| Scotland County, NC | $62,100 | $33,000 | $39,150 | $62,650 |
| Stanly County, NC | $80,400 | $33,000 | $41,950 | $67,150 |
| Surry County, NC | $72,700 | $33,000 | $39,150 | $62,650 |
| Swain County, NC | $72,900 | $33,000 | $39,150 | $62,650 |
| Transylvania County, NC | $89,000 | $33,000 | $44,500 | $71,200 |
| Tyrrell County, NC | $64,200 | $33,000 | $39,150 | $62,650 |
| Vance County, NC | $67,800 | $33,000 | $39,150 | $62,650 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | $107,700 | $33,000 | $53,850 | $86,150 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | $107,700 | $33,000 | $53,850 | $86,150 |
| Warren County, NC | $62,600 | $33,000 | $39,150 | $62,650 |
| Washington County, NC | $69,500 | $33,000 | $39,150 | $62,650 |
| Watauga County, NC | $86,900 | $33,000 | $44,800 | $71,700 |
| Wilkes County, NC | $67,400 | $33,000 | $39,150 | $62,650 |
| Wilmington, NC HUD Metro FMR Area | $109,200 | $33,000 | $54,600 | $87,350 |
| Wilmington, NC HUD Metro FMR Area | $109,200 | $33,000 | $54,600 | $87,350 |
| Wilson County, NC | $84,000 | $33,000 | $42,000 | $67,200 |
| Winston-Salem, NC HUD Metro FMR Area | $96,700 | $33,000 | $47,650 | $76,250 |
| Winston-Salem, NC HUD Metro FMR Area | $96,700 | $33,000 | $47,650 | $76,250 |
| Winston-Salem, NC HUD Metro FMR Area | $96,700 | $33,000 | $47,650 | $76,250 |
| Winston-Salem, NC HUD Metro FMR Area | $96,700 | $33,000 | $47,650 | $76,250 |
| Winston-Salem, NC HUD Metro FMR Area | $96,700 | $33,000 | $47,650 | $76,250 |
| Yancey County, NC | $85,300 | $33,000 | $42,650 | $68,250 |
Understanding North Carolina income limits
Income limits vary widely across North Carolina because each one is tied to its local area median income, not a single statewide figure. A household that earns too much to qualify in a lower-cost rural county may still qualify in a higher-cost metro. HUD publishes new limits each spring, and they take effect for the federal fiscal year.
- 30% AMI (Extremely Low Income) — the threshold for the highest-priority Section 8 and public housing waitlists.
- 50% AMI (Very Low Income) — the standard eligibility ceiling for the Housing Choice Voucher program.
- 80% AMI (Low Income) — used for many affordable-housing and HOME-funded programs.
The figures above are for a four-person household. Limits scale by household size — roughly 70% of the four-person figure for a single person, rising to about 132% for an eight-person household. Open any area for the complete household-size table and the 60% AMI tier.