New Mexico Income Limits FY2026
HUD sets income limits for each New Mexico area every year to determine who qualifies for Section 8 Housing Choice Vouchers, public housing, and other federal housing assistance. The table below shows the FY2026 thresholds at 30%, 50%, and 80% of Area Median Income (AMI) for a four-person household in every New Mexico HUD area. Select an area for the full breakdown by household size, including the 60% AMI tier used for LIHTC housing.
| Area | Median Income | 30% AMI (4p) | 50% AMI (4p) | 80% AMI (4p) |
|---|---|---|---|---|
| Albuquerque, NM MSA | $100,400 | $33,000 | $50,200 | $80,300 |
| Albuquerque, NM MSA | $100,400 | $33,000 | $50,200 | $80,300 |
| Albuquerque, NM MSA | $100,400 | $33,000 | $50,200 | $80,300 |
| Albuquerque, NM MSA | $100,400 | $33,000 | $50,200 | $80,300 |
| Albuquerque, NM MSA | $100,400 | $33,000 | $50,200 | $80,300 |
| Catron County, NM | $70,200 | $33,000 | $36,450 | $58,300 |
| Chaves County, NM | $65,600 | $33,000 | $36,450 | $58,300 |
| Cibola County, NM | $62,600 | $33,000 | $36,450 | $58,300 |
| Colfax County, NM | $64,700 | $33,000 | $36,450 | $58,300 |
| Curry County, NM | $79,000 | $33,000 | $39,500 | $63,200 |
| De Baca County, NM | $89,500 | $33,000 | $44,750 | $71,600 |
| Eddy County, NM | $100,100 | $33,000 | $50,050 | $80,100 |
| Farmington, NM MSA | $80,300 | $33,000 | $40,150 | $64,250 |
| Farmington, NM MSA | $80,300 | $33,000 | $40,150 | $64,250 |
| Grant County, NM | $68,400 | $33,000 | $37,200 | $59,500 |
| Guadalupe County, NM | $60,500 | $33,000 | $36,450 | $58,300 |
| Harding County, NM | $95,500 | $33,000 | $42,600 | $68,150 |
| Hidalgo County, NM | $71,200 | $33,000 | $36,450 | $58,300 |
| Las Cruces, NM MSA | $79,900 | $33,000 | $38,850 | $62,150 |
| Las Cruces, NM MSA | $79,900 | $33,000 | $38,850 | $62,150 |
| Lea County, NM | $92,200 | $33,000 | $43,900 | $70,250 |
| Lincoln County, NM | $73,800 | $33,000 | $36,900 | $59,050 |
| Los Alamos County, NM | $182,500 | $51,250 | $85,450 | $106,800 |
| Luna County, NM | $48,300 | $33,000 | $36,450 | $58,300 |
| McKinley County, NM | $56,400 | $33,000 | $36,450 | $58,300 |
| Mora County, NM | $57,700 | $33,000 | $36,450 | $58,300 |
| Otero County, NM | $71,000 | $33,000 | $36,450 | $58,300 |
| Quay County, NM | $60,400 | $33,000 | $36,450 | $58,300 |
| Rio Arriba County, NM | $73,700 | $33,000 | $36,850 | $58,950 |
| Roosevelt County, NM | $69,700 | $33,000 | $36,450 | $58,300 |
| San Miguel County, NM | $74,300 | $33,000 | $37,150 | $59,450 |
| Santa Fe, NM MSA | $118,600 | $33,000 | $54,700 | $87,500 |
| Santa Fe, NM MSA | $118,600 | $33,000 | $54,700 | $87,500 |
| Sierra County, NM | $71,300 | $33,000 | $36,450 | $58,300 |
| Socorro County, NM | $50,000 | $33,000 | $36,450 | $58,300 |
| Taos County, NM | $80,500 | $33,000 | $40,250 | $64,400 |
| Union County, NM | $66,700 | $33,000 | $36,450 | $58,300 |
Understanding New Mexico income limits
Income limits vary widely across New Mexico because each one is tied to its local area median income, not a single statewide figure. A household that earns too much to qualify in a lower-cost rural county may still qualify in a higher-cost metro. HUD publishes new limits each spring, and they take effect for the federal fiscal year.
- 30% AMI (Extremely Low Income) — the threshold for the highest-priority Section 8 and public housing waitlists.
- 50% AMI (Very Low Income) — the standard eligibility ceiling for the Housing Choice Voucher program.
- 80% AMI (Low Income) — used for many affordable-housing and HOME-funded programs.
The figures above are for a four-person household. Limits scale by household size — roughly 70% of the four-person figure for a single person, rising to about 132% for an eight-person household. Open any area for the complete household-size table and the 60% AMI tier.