New York Income Limits FY2026
HUD sets income limits for each New York area every year to determine who qualifies for Section 8 Housing Choice Vouchers, public housing, and other federal housing assistance. The table below shows the FY2026 thresholds at 30%, 50%, and 80% of Area Median Income (AMI) for a four-person household in every New York HUD area. Select an area for the full breakdown by household size, including the 60% AMI tier used for LIHTC housing.
| Area | Median Income | 30% AMI (4p) | 50% AMI (4p) | 80% AMI (4p) |
|---|---|---|---|---|
| Albany-Schenectady-Troy, NY MSA | $123,100 | $36,950 | $61,550 | $98,500 |
| Albany-Schenectady-Troy, NY MSA | $123,100 | $36,950 | $61,550 | $98,500 |
| Albany-Schenectady-Troy, NY MSA | $123,100 | $36,950 | $61,550 | $98,500 |
| Albany-Schenectady-Troy, NY MSA | $123,100 | $36,950 | $61,550 | $98,500 |
| Albany-Schenectady-Troy, NY MSA | $123,100 | $36,950 | $61,550 | $98,500 |
| Albany-Schenectady-Troy, NY MSA | $123,100 | $36,950 | $61,550 | $98,500 |
| Allegany County, NY | $86,700 | $33,000 | $44,950 | $71,900 |
| Binghamton, NY MSA | $88,600 | $33,000 | $44,950 | $71,900 |
| Binghamton, NY MSA | $88,600 | $33,000 | $44,950 | $71,900 |
| Binghamton, NY MSA | $88,600 | $33,000 | $44,950 | $71,900 |
| Buffalo-Cheektowaga-Niagara Falls, NY MSA | $101,500 | $33,000 | $50,750 | $81,200 |
| Buffalo-Cheektowaga-Niagara Falls, NY MSA | $101,500 | $33,000 | $50,750 | $81,200 |
| Buffalo-Cheektowaga-Niagara Falls, NY MSA | $101,500 | $33,000 | $50,750 | $81,200 |
| Cattaraugus County, NY | $78,200 | $33,000 | $44,950 | $71,900 |
| Cayuga County, NY | $86,000 | $33,000 | $44,950 | $71,900 |
| Chautauqua County, NY | $78,900 | $33,000 | $44,950 | $71,900 |
| Chenango County, NY | $83,500 | $33,000 | $44,950 | $71,900 |
| Clinton County, NY | $95,400 | $33,000 | $47,700 | $76,300 |
| Columbia County, NY | $116,800 | $35,050 | $58,400 | $93,450 |
| Cortland County, NY | $92,900 | $33,000 | $46,450 | $74,300 |
| Delaware County, NY | $83,200 | $33,000 | $44,950 | $71,900 |
| Elmira, NY MSA | $89,800 | $33,000 | $44,950 | $71,900 |
| Elmira, NY MSA | $89,800 | $33,000 | $44,950 | $71,900 |
| Essex County, NY | $94,200 | $33,000 | $47,100 | $75,350 |
| Franklin County, NY | $82,200 | $33,000 | $44,950 | $71,900 |
| Fulton County, NY | $81,100 | $33,000 | $44,950 | $71,900 |
| Genesee County, NY | $97,200 | $33,000 | $48,600 | $77,750 |
| Glens Falls, NY MSA | $94,100 | $33,000 | $47,500 | $76,000 |
| Glens Falls, NY MSA | $94,100 | $33,000 | $47,500 | $76,000 |
| Glens Falls, NY MSA | $94,100 | $33,000 | $47,500 | $76,000 |
| Greene County, NY | $106,500 | $33,000 | $53,250 | $85,200 |
| Hamilton County, NY | $94,200 | $33,000 | $47,100 | $75,350 |
| Ithaca, NY MSA | $118,000 | $35,400 | $59,000 | $94,400 |
| Ithaca, NY MSA | $118,000 | $35,400 | $59,000 | $94,400 |
| Kingston, NY MSA | $117,300 | $35,200 | $58,650 | $93,850 |
| Kingston, NY MSA | $117,300 | $35,200 | $58,650 | $93,850 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY MSA | $125,900 | $37,750 | $62,950 | $100,700 |
| Lewis County, NY | $83,700 | $33,000 | $44,950 | $71,900 |
| Montgomery County, NY | $95,500 | $33,000 | $47,750 | $76,400 |
| Nassau-Suffolk, NY HUD Metro FMR Area | $164,300 | $49,300 | $82,150 | $128,100 |
| Nassau-Suffolk, NY HUD Metro FMR Area | $164,300 | $49,300 | $82,150 | $128,100 |
| Nassau-Suffolk, NY HUD Metro FMR Area | $164,300 | $49,300 | $82,150 | $128,100 |
| New York, NY HUD Metro FMR Area | $104,300 | $50,900 | $84,800 | $135,700 |
| New York, NY HUD Metro FMR Area | $104,300 | $50,900 | $84,800 | $135,700 |
| New York, NY HUD Metro FMR Area | $104,300 | $50,900 | $84,800 | $135,700 |
| New York, NY HUD Metro FMR Area | $104,300 | $50,900 | $84,800 | $135,700 |
| New York, NY HUD Metro FMR Area | $104,300 | $50,900 | $84,800 | $135,700 |
| New York, NY HUD Metro FMR Area | $104,300 | $50,900 | $84,800 | $135,700 |
| New York, NY HUD Metro FMR Area | $104,300 | $50,900 | $84,800 | $135,700 |
| New York, NY HUD Metro FMR Area | $128,800 | $50,900 | $84,800 | $135,700 |
| Otsego County, NY | $90,900 | $33,000 | $45,450 | $72,700 |
| Poughkeepsie-Newburgh-Middletown, NY HUD Metro FMR Area | $125,900 | $37,750 | $62,950 | $100,700 |
| Poughkeepsie-Newburgh-Middletown, NY HUD Metro FMR Area | $125,900 | $37,750 | $62,950 | $100,700 |
| Rochester, NY HUD Metro FMR Area | $107,000 | $33,000 | $53,500 | $85,600 |
| Rochester, NY HUD Metro FMR Area | $107,000 | $33,000 | $53,500 | $85,600 |
| Rochester, NY HUD Metro FMR Area | $107,000 | $33,000 | $53,500 | $85,600 |
| Rochester, NY HUD Metro FMR Area | $107,000 | $33,000 | $53,500 | $85,600 |
| Rochester, NY HUD Metro FMR Area | $107,000 | $33,000 | $53,500 | $85,600 |
| Rochester, NY HUD Metro FMR Area | $107,000 | $33,000 | $53,500 | $85,600 |
| Schuyler County, NY | $90,600 | $33,000 | $45,300 | $72,500 |
| Seneca County, NY | $96,800 | $33,000 | $48,400 | $77,450 |
| St. Lawrence County, NY | $78,100 | $33,000 | $44,950 | $71,900 |
| Steuben County, NY | $89,800 | $33,000 | $44,950 | $71,900 |
| Sullivan County, NY | $84,200 | $33,000 | $46,350 | $74,150 |
| Syracuse, NY MSA | $106,800 | $33,000 | $53,400 | $85,450 |
| Syracuse, NY MSA | $106,800 | $33,000 | $53,400 | $85,450 |
| Syracuse, NY MSA | $106,800 | $33,000 | $53,400 | $85,450 |
| Syracuse, NY MSA | $106,800 | $33,000 | $53,400 | $85,450 |
| Utica-Rome, NY MSA | $98,500 | $33,000 | $48,950 | $78,300 |
| Utica-Rome, NY MSA | $98,500 | $33,000 | $48,950 | $78,300 |
| Utica-Rome, NY MSA | $98,500 | $33,000 | $48,950 | $78,300 |
| Watertown-Fort Drum, NY MSA | $86,600 | $33,000 | $44,950 | $71,900 |
| Watertown-Fort Drum, NY MSA | $86,600 | $33,000 | $44,950 | $71,900 |
| Westchester County, NY Statutory Exception Area | $164,200 | $50,900 | $84,800 | $125,850 |
| Westchester County, NY Statutory Exception Area | $164,200 | $50,900 | $84,800 | $125,850 |
| Wyoming County, NY | $92,100 | $33,000 | $46,050 | $73,700 |
| Yates County, NY HUD Metro FMR Area | $87,900 | $33,000 | $44,950 | $71,900 |
Understanding New York income limits
Income limits vary widely across New York because each one is tied to its local area median income, not a single statewide figure. A household that earns too much to qualify in a lower-cost rural county may still qualify in a higher-cost metro. HUD publishes new limits each spring, and they take effect for the federal fiscal year.
- 30% AMI (Extremely Low Income) — the threshold for the highest-priority Section 8 and public housing waitlists.
- 50% AMI (Very Low Income) — the standard eligibility ceiling for the Housing Choice Voucher program.
- 80% AMI (Low Income) — used for many affordable-housing and HOME-funded programs.
The figures above are for a four-person household. Limits scale by household size — roughly 70% of the four-person figure for a single person, rising to about 132% for an eight-person household. Open any area for the complete household-size table and the 60% AMI tier.