Tennessee Income Limits FY2026
HUD sets income limits for each Tennessee area every year to determine who qualifies for Section 8 Housing Choice Vouchers, public housing, and other federal housing assistance. The table below shows the FY2026 thresholds at 30%, 50%, and 80% of Area Median Income (AMI) for a four-person household in every Tennessee HUD area. Select an area for the full breakdown by household size, including the 60% AMI tier used for LIHTC housing.
| Area | Median Income | 30% AMI (4p) | 50% AMI (4p) | 80% AMI (4p) |
|---|---|---|---|---|
| Bedford County, TN | $85,400 | $33,000 | $42,700 | $68,300 |
| Benton County, TN | $70,100 | $33,000 | $39,000 | $62,400 |
| Bledsoe County, TN | $65,300 | $33,000 | $39,000 | $62,400 |
| Campbell County, TN HUD Metro FMR Area | $69,000 | $33,000 | $39,000 | $62,400 |
| Campbell County, TN HUD Metro FMR Area | $69,000 | $33,000 | $39,000 | $62,400 |
| Carroll County, TN | $74,500 | $33,000 | $39,000 | $62,400 |
| Chattanooga, TN-GA MSA | $97,400 | $33,000 | $48,700 | $77,900 |
| Chattanooga, TN-GA MSA | $97,400 | $33,000 | $48,700 | $77,900 |
| Chattanooga, TN-GA MSA | $97,400 | $33,000 | $48,700 | $77,900 |
| Claiborne County, TN | $70,900 | $33,000 | $39,000 | $62,400 |
| Clarksville, TN-KY MSA | $93,800 | $33,000 | $46,900 | $75,050 |
| Clay County, TN | $60,300 | $33,000 | $39,000 | $62,400 |
| Cleveland, TN MSA | $91,700 | $33,000 | $45,650 | $73,000 |
| Cleveland, TN MSA | $91,700 | $33,000 | $45,650 | $73,000 |
| Cleveland, TN MSA | $91,700 | $33,000 | $45,650 | $73,000 |
| Cocke County, TN | $61,300 | $33,000 | $39,000 | $62,400 |
| Coffee County, TN | $75,800 | $33,000 | $39,000 | $62,400 |
| Crockett County, TN HUD Metro FMR Area | $80,300 | $33,000 | $40,150 | $64,250 |
| Crockett County, TN HUD Metro FMR Area | $80,300 | $33,000 | $40,150 | $64,250 |
| Cumberland County, TN | $78,200 | $33,000 | $39,100 | $62,550 |
| DeKalb County, TN | $70,400 | $33,000 | $39,000 | $62,400 |
| Decatur County, TN | $64,700 | $33,000 | $39,000 | $62,400 |
| Dyer County, TN | $73,000 | $33,000 | $39,000 | $62,400 |
| Fentress County, TN | $68,300 | $33,000 | $39,000 | $62,400 |
| Franklin County, TN | $83,300 | $33,000 | $41,650 | $66,650 |
| Gibson County, TN | $77,100 | $33,000 | $39,000 | $62,400 |
| Gibson County, TN HUD Metro FMR Area | $77,100 | $33,000 | $39,000 | $62,400 |
| Giles County, TN | $90,000 | $33,000 | $45,000 | $72,000 |
| Grainger County, TN HUD Metro FMR Area | $68,800 | $33,000 | $39,000 | $62,400 |
| Grainger County, TN HUD Metro FMR Area | $68,800 | $33,000 | $39,000 | $62,400 |
| Greene County, TN | $80,700 | $33,000 | $40,350 | $64,550 |
| Grundy County, TN | $56,400 | $33,000 | $39,000 | $62,400 |
| Hancock County, TN | $54,800 | $33,000 | $39,000 | $62,400 |
| Hardeman County, TN | $71,200 | $33,000 | $39,000 | $62,400 |
| Hardin County, TN | $63,800 | $33,000 | $39,000 | $62,400 |
| Haywood County, TN | $64,800 | $33,000 | $39,000 | $62,400 |
| Henderson County, TN | $74,600 | $33,000 | $39,000 | $62,400 |
| Henry County, TN | $70,500 | $33,000 | $39,000 | $62,400 |
| Hickman County, TN HUD Metro FMR Area | $78,900 | $33,000 | $39,450 | $63,100 |
| Hickman County, TN HUD Metro FMR Area | $78,900 | $33,000 | $39,450 | $63,100 |
| Houston County, TN | $82,900 | $33,000 | $41,450 | $66,300 |
| Humphreys County, TN | $83,600 | $33,000 | $41,800 | $66,900 |
| Jackson County, TN | $75,400 | $33,000 | $39,000 | $62,400 |
| Jackson, TN HUD Metro FMR Area | $79,500 | $33,000 | $39,750 | $63,600 |
| Jackson, TN HUD Metro FMR Area | $79,500 | $33,000 | $39,750 | $63,600 |
| Jackson, TN HUD Metro FMR Area | $79,500 | $33,000 | $39,750 | $63,600 |
| Johnson City, TN MSA | $76,800 | $33,000 | $40,300 | $64,500 |
| Johnson City, TN MSA | $76,800 | $33,000 | $40,300 | $64,500 |
| Johnson City, TN MSA | $76,800 | $33,000 | $40,300 | $64,500 |
| Johnson City, TN MSA | $76,800 | $33,000 | $40,300 | $64,500 |
| Johnson County, TN | $71,800 | $33,000 | $39,000 | $62,400 |
| Kingsport-Bristol-Bristol, TN-VA MSA | $81,800 | $33,000 | $40,900 | $65,450 |
| Kingsport-Bristol-Bristol, TN-VA MSA | $81,800 | $33,000 | $40,900 | $65,450 |
| Kingsport-Bristol-Bristol, TN-VA MSA | $81,800 | $33,000 | $40,900 | $65,450 |
| Knoxville, TN HUD Metro FMR Area | $103,700 | $33,000 | $51,850 | $82,950 |
| Knoxville, TN HUD Metro FMR Area | $103,700 | $33,000 | $51,850 | $82,950 |
| Knoxville, TN HUD Metro FMR Area | $103,700 | $33,000 | $51,850 | $82,950 |
| Knoxville, TN HUD Metro FMR Area | $103,700 | $33,000 | $51,850 | $82,950 |
| Knoxville, TN HUD Metro FMR Area | $103,700 | $33,000 | $51,850 | $82,950 |
| Knoxville, TN HUD Metro FMR Area | $103,700 | $33,000 | $51,850 | $82,950 |
| Lake County, TN | $44,300 | $33,000 | $39,000 | $62,400 |
| Lauderdale County, TN | $69,000 | $33,000 | $39,000 | $62,400 |
| Lawrence County, TN | $77,200 | $33,000 | $39,000 | $62,400 |
| Lewis County, TN | $87,300 | $33,000 | $41,150 | $65,850 |
| Lincoln County, TN | $88,100 | $33,000 | $44,050 | $70,500 |
| Macon County, TN HUD Metro FMR Area | $77,500 | $33,000 | $39,000 | $62,400 |
| Macon County, TN HUD Metro FMR Area | $77,500 | $33,000 | $39,000 | $62,400 |
| Marshall County, TN | $95,500 | $33,000 | $46,250 | $73,950 |
| Maury County, TN HUD Metro FMR Area | $109,500 | $33,000 | $51,800 | $82,850 |
| Maury County, TN HUD Metro FMR Area | $109,500 | $33,000 | $51,800 | $82,850 |
| McMinn County, TN | $79,200 | $33,000 | $39,600 | $63,350 |
| McNairy County, TN | $69,700 | $33,000 | $39,000 | $62,400 |
| Meigs County, TN | $84,000 | $33,000 | $42,000 | $67,200 |
| Memphis, TN-MS-AR HUD Metro FMR Area | $92,700 | $33,000 | $46,350 | $74,150 |
| Memphis, TN-MS-AR HUD Metro FMR Area | $92,700 | $33,000 | $46,350 | $74,150 |
| Memphis, TN-MS-AR HUD Metro FMR Area | $92,700 | $33,000 | $46,350 | $74,150 |
| Monroe County, TN | $79,900 | $33,000 | $39,950 | $63,900 |
| Moore County, TN | $91,500 | $33,000 | $45,750 | $73,200 |
| Morgan County, TN HUD Metro FMR Area | $82,500 | $33,000 | $41,250 | $66,000 |
| Morgan County, TN HUD Metro FMR Area | $82,500 | $33,000 | $41,250 | $66,000 |
| Morristown, TN MSA | $80,100 | $33,000 | $40,050 | $64,100 |
| Morristown, TN MSA | $80,100 | $33,000 | $40,050 | $64,100 |
| Morristown, TN MSA | $80,100 | $33,000 | $40,050 | $64,100 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Obion County, TN | $77,200 | $33,000 | $39,000 | $62,400 |
| Overton County, TN | $74,000 | $33,000 | $39,000 | $62,400 |
| Perry County, TN | $71,300 | $33,000 | $39,000 | $62,400 |
| Pickett County, TN | $65,300 | $33,000 | $39,000 | $62,400 |
| Putnam County, TN | $89,500 | $33,000 | $43,800 | $70,100 |
| Rhea County, TN | $66,400 | $33,000 | $39,000 | $62,400 |
| Roane County, TN HUD Metro FMR Area | $94,100 | $33,000 | $47,050 | $75,300 |
| Roane County, TN HUD Metro FMR Area | $94,100 | $33,000 | $47,050 | $75,300 |
| Scott County, TN | $59,600 | $33,000 | $39,000 | $62,400 |
| Sevier County, TN | $85,000 | $33,000 | $42,500 | $68,000 |
| Smith County, TN HUD Metro FMR Area | $85,900 | $33,000 | $42,950 | $68,700 |
| Smith County, TN HUD Metro FMR Area | $85,900 | $33,000 | $42,950 | $68,700 |
| Stewart County, TN | $90,200 | $33,000 | $45,100 | $72,150 |
| Stewart County, TN HUD Metro FMR Area | $90,200 | $33,000 | $45,100 | $72,150 |
| Van Buren County, TN | $71,500 | $33,000 | $39,000 | $62,400 |
| Warren County, TN | $70,200 | $33,000 | $39,000 | $62,400 |
| Wayne County, TN | $70,700 | $33,000 | $39,000 | $62,400 |
| Weakley County, TN | $73,000 | $33,000 | $39,000 | $62,400 |
| White County, TN | $74,400 | $33,000 | $39,000 | $62,400 |
Understanding Tennessee income limits
Income limits vary widely across Tennessee because each one is tied to its local area median income, not a single statewide figure. A household that earns too much to qualify in a lower-cost rural county may still qualify in a higher-cost metro. HUD publishes new limits each spring, and they take effect for the federal fiscal year.
- 30% AMI (Extremely Low Income) — the threshold for the highest-priority Section 8 and public housing waitlists.
- 50% AMI (Very Low Income) — the standard eligibility ceiling for the Housing Choice Voucher program.
- 80% AMI (Low Income) — used for many affordable-housing and HOME-funded programs.
The figures above are for a four-person household. Limits scale by household size — roughly 70% of the four-person figure for a single person, rising to about 132% for an eight-person household. Open any area for the complete household-size table and the 60% AMI tier.