FY2026 Fair Market Rents — Santa Cruz County, AZ
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$778
1BR
$860
2BR
$1,129
3BR
$1,570
4BR
$1,615
Hours/week at min wage
60 hrs
to afford the 2BR FMR @ $14.70/hr (AZ)
YoY change (2BR)
+1.3%
+$15 vs FY2025 · 5-yr +43.3%
Voucher payment standard
$1,016–$1,242
PHAs set HCV payment at 90–110% of the 2BR FMR
Santa Cruz County, AZ
Non-Metropolitan area · AZ · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $778 | $9,336 |
| 1-Bedroom | $860 | $10,320 |
| 2-Bedroom | $1,129 | $13,548 |
| 3-Bedroom | $1,570 | $18,840 |
| 4-Bedroom | $1,615 | $19,380 |
Recent 2-Bedroom FMR Trend
FY2020 $752 → FY2026 $1,129
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $778 | $860 | $1,129 | $1,570 | $1,615 |
| FY2025 | $764 | $849 | $1,114 | $1,561 | $1,570 |
| FY2024 | $693 | $778 | $1,022 | $1,440 | $1,472 |
| FY2023 | $605 | $688 | $905 | $1,240 | $1,245 |
| FY2022 | $574 | $643 | $846 | $1,143 | $1,147 |
| FY2021 | $557 | $598 | $788 | $1,065 | $1,069 |
| FY2020 | $533 | $571 | $752 | $1,015 | $1,019 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $64,400
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $15,960 | $21,640 | $27,320 | $33,000 | $35,950 | $38,600 |
| 50% AMI (Very Low) | $23,300 | $26,600 | $29,950 | $33,250 | $35,950 | $38,600 |
| 80% AMI (Low) | $37,250 | $42,600 | $47,900 | $53,200 | $57,500 | $61,750 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$13,548/yr
FMR as % of Area Median Income
21% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$45,160/yr
$3,763/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $563 | $644 | $724 | $869 | $933 |
| 60% AMI Maximum | $676 | $772 | $869 | $1,043 | $1,120 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $778 | $860 | $1,046 | $1,046 | $1,046 |
| Low HOME Rent | $582 | $665 | $748 | $831 | $898 |
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