FY2026 Fair Market Rents — Santa Cruz County
Studio
$778
1BR
$860
2BR
$1,129
3BR
$1,570
4BR
$1,615
Santa Cruz County, Arizona
FIPS 04023 · County-level FMR and income limit data
FMR Area: Santa Cruz County, AZ
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $778 | $9,336 |
| 1-Bedroom | $860 | $10,320 |
| 2-Bedroom | $1,129 | $13,548 |
| 3-Bedroom | $1,570 | $18,840 |
| 4-Bedroom | $1,615 | $19,380 |
To afford the FY2026 2-bedroom FMR of $1,129/mo under the 30%-of-income rule, a household needs about
$45,160/yr ($3,763/mo). Area Median Income is $64,400.
At AZ's state minimum wage of $14.70/hr, a worker would need to work 60 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $778 | $860 | $1,129 | $1,570 | $1,615 |
| FY2025 | $764 | $849 | $1,114 | $1,561 | $1,570 |
| FY2024 | $693 | $778 | $1,022 | $1,440 | $1,472 |
| FY2023 | $605 | $688 | $905 | $1,240 | $1,245 |
| FY2022 | $574 | $643 | $846 | $1,143 | $1,147 |
| FY2021 | $557 | $598 | $788 | $1,065 | $1,069 |
| FY2020 | $533 | $571 | $752 | $1,015 | $1,019 |
FY2026 Income Limits
Area Median Income: $64,400
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $15,960 | $21,640 | $27,320 | $33,000 | $35,950 | $38,600 |
| 50% AMI | $23,300 | $26,600 | $29,950 | $33,250 | $35,950 | $38,600 |
| 80% AMI | $37,250 | $42,600 | $47,900 | $53,200 | $57,500 | $61,750 |