What is the Fair Market Rent for a 2-bedroom in San Diego-Carlsbad, CA MSA?

The HUD Fair Market Rent for a 2-bedroom unit in San Diego-Carlsbad, CA MSA is $3,001 per month for fiscal year 2026. The studio FMR is $2,288, 1-bedroom is $2,459, 3-bedroom is $3,998, and 4-bedroom is $4,845.

What income do you need to afford the FMR in San Diego-Carlsbad, CA MSA?

Using the standard 30%-of-income affordability rule, a household would need to earn about $120,040 per year ($10,003 per month) to afford the FY2026 2-bedroom Fair Market Rent of $3,001 in San Diego-Carlsbad, CA MSA.

FY2026 Fair Market Rents — San Diego-Carlsbad, CA MSA

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$2,288

1BR

$2,459

2BR

$3,001

3BR

$3,998

4BR

$4,845

Hours/week at min wage

140 hrs

to afford the 2BR FMR @ $16.50/hr (CA)

YoY change (2BR)

+4.2%

+$120 vs FY2025 · 5-yr +41.3%

Voucher payment standard

$2,701–$3,301

PHAs set HCV payment at 90–110% of the 2BR FMR

San Diego-Carlsbad, CA MSA

Non-Metropolitan area · CA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$2,288	$27,456
1-Bedroom	$2,459	$29,508
2-Bedroom	$3,001	$36,012
3-Bedroom	$3,998	$47,976
4-Bedroom	$4,845	$58,140

Recent 2-Bedroom FMR Trend

FY2020 $2,037 → FY2026 $3,001

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$2,288	$2,459	$3,001	$3,998	$4,845
FY2025	$2,145	$2,328	$2,881	$3,852	$4,690
FY2024	$2,062	$2,248	$2,833	$3,819	$4,638
FY2023	$1,714	$1,885	$2,399	$3,279	$3,988
FY2022	$1,573	$1,739	$2,232	$3,099	$3,795
FY2021	$1,478	$1,642	$2,124	$2,987	$3,677
FY2020	$1,404	$1,566	$2,037	$2,894	$3,576

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $130,900

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$36,750	$42,000	$47,250	$52,450	$56,650	$60,850
50% AMI (Very Low)	$61,250	$70,000	$78,750	$87,450	$94,450	$101,450
80% AMI (Low)	$97,950	$111,950	$125,950	$139,900	$151,100	$162,300

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$36,012/yr

FMR as % of Area Median Income

27.5% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$120,040/yr

$10,003/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$1,145	$1,309	$1,472	$1,767	$1,898
60% AMI Maximum	$1,374	$1,570	$1,767	$2,120	$2,277

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$2,127	$2,127	$2,127	$2,127	$2,127
Low HOME Rent	$1,531	$1,750	$1,968	$2,186	$2,361

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $3,001. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

91914	$4,500
92014	$4,500
92118	$4,500
92130	$4,500
92135	$4,500

Lowest-cost ZIPs (2BR SAFMR)

92004	$1,460
92066	$1,790
92590	$1,830
92536	$1,880
92086	$1,970

All 178 ZIP codes in this area

91901 91902 91903 91905 91906 91908 91910 91911 91912 91913 91914 91915 91916 91917 91921 91931 91932 91933 91934 91935 91941 91942 91943 91944 91945 91946 91948 91950 91951 91962 91963 91976 91977 91978 91979 91980 92003 92004 92007 92008 92009 92010 92011 92013 92014 92018 92019 92020 92021 92022 92023 92024 92025 92026 92027 92028 92029 92030 92033 92036 92037 92038 92039 92040 92046 92049 92051 92052 92054 92055 92056 92057 92058 92059 92060 92061 92064 92065 92066 92067 92068 92069 92070 92071 92072 92074 92075 92078 92079 92081 92082 92083 92084 92085 92086 92088 92091 92092 92093 92096 92101 92102 92103 92104 92105 92106 92107 92108 92109 92110 92111 92112 92113 92114 92115 92116 92117 92118 92119 92120 92121 92122 92123 92124 92126 92127 92128 92129 92130 92131 92132 92134 92135 92136 92137 92138 92139 92140 92142 92143 92145 92147 92149 92150 92152 92153 92154 92155 92159 92160 92161 92163 92165 92166 92167 92168 92169 92170 92171 92172 92173 92174 92175 92176 92177 92178 92179 92182 92191 92192 92193 92195 92196 92198 92536 92562 92590 92672

Compare San Diego-Carlsbad, CA MSA With Other CA Metros

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