What is the Fair Market Rent for a 2-bedroom in Palm Coast, FL HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Palm Coast, FL HUD Metro FMR Area is $1,806 per month for fiscal year 2026. The studio FMR is $1,278, 1-bedroom is $1,433, 3-bedroom is $2,468, and 4-bedroom is $2,797.

What income do you need to afford the FMR in Palm Coast, FL HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $72,240 per year ($6,020 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,806 in Palm Coast, FL HUD Metro FMR Area.

FY2026 Fair Market Rents — Palm Coast, FL HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,278

1BR

$1,433

2BR

$1,806

3BR

$2,468

4BR

$2,797

Hours/week at min wage

100 hrs

to afford the 2BR FMR @ $14.00/hr (FL)

YoY change (2BR)

+6.7%

+$113 vs FY2025 · 5-yr +64.2%

Voucher payment standard

$1,625–$1,987

PHAs set HCV payment at 90–110% of the 2BR FMR

Palm Coast, FL HUD Metro FMR Area

Non-Metropolitan area · FL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,278	$15,336
1-Bedroom	$1,433	$17,196
2-Bedroom	$1,806	$21,672
3-Bedroom	$2,468	$29,616
4-Bedroom	$2,797	$33,564

Recent 2-Bedroom FMR Trend

FY2020 $1,121 → FY2026 $1,806

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,278	$1,433	$1,806	$2,468	$2,797
FY2025	$1,323	$1,332	$1,693	$2,319	$2,709
FY2024	$1,152	$1,159	$1,465	$1,977	$2,337
FY2023	$937	$1,113	$1,401	$1,853	$2,156
FY2022	$800	$925	$1,193	$1,575	$1,809
FY2021	$754	$854	$1,100	$1,448	$1,633
FY2020	$837	$881	$1,121	$1,500	$1,684

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $114,500

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$21,950	$25,050	$28,200	$33,000	$38,680	$44,360
50% AMI (Very Low)	$36,500	$41,700	$46,950	$52,150	$56,350	$60,500
80% AMI (Low)	$58,450	$66,800	$75,150	$83,450	$90,150	$96,850

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$21,672/yr

FMR as % of Area Median Income

18.9% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$72,240/yr

$6,020/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$1,001	$1,145	$1,288	$1,545	$1,660
60% AMI Maximum	$1,202	$1,374	$1,545	$1,854	$1,992

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,278	$1,433	$1,806	$1,860	$1,860
Low HOME Rent	$912	$1,042	$1,173	$1,303	$1,408

Compare Palm Coast, FL HUD Metro FMR Area With Other FL Metros

vs. Baker County, FL HUD Metro FMR Area vs. Cape Coral-Fort Myers, FL MSA vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area vs. Fort Lauderdale, FL HUD Metro FMR Area