FY2026 Fair Market Rents — Gulf County, FL HUD Metro FMR Area
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,289
1BR
$1,297
2BR
$1,702
3BR
$2,041
4BR
$2,253
Hours/week at min wage
94 hrs
to afford the 2BR FMR @ $14.00/hr (FL)
YoY change (2BR)
+19.3%
+$275 vs FY2025 · 5-yr +69%
Voucher payment standard
$1,532–$1,872
PHAs set HCV payment at 90–110% of the 2BR FMR
Gulf County, FL HUD Metro FMR Area
Non-Metropolitan area · FL · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,289 | $15,468 |
| 1-Bedroom | $1,297 | $15,564 |
| 2-Bedroom | $1,702 | $20,424 |
| 3-Bedroom | $2,041 | $24,492 |
| 4-Bedroom | $2,253 | $27,036 |
Recent 2-Bedroom FMR Trend
FY2020 $848 → FY2026 $1,702
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,289 | $1,297 | $1,702 | $2,041 | $2,253 |
| FY2025 | $1,081 | $1,088 | $1,427 | $1,719 | $1,892 |
| FY2024 | $1,016 | $1,023 | $1,344 | $1,625 | $1,790 |
| FY2023 | $908 | $914 | $1,203 | $1,487 | $1,820 |
| FY2022 | $775 | $780 | $1,026 | $1,268 | $1,716 |
| FY2021 | $759 | $764 | $1,007 | $1,253 | $1,698 |
| FY2020 | $640 | $644 | $848 | $1,057 | $1,328 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $80,700
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $18,100 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $30,100 | $34,400 | $38,700 | $43,050 | $46,500 | $49,900 |
| 80% AMI (Low) | $48,200 | $55,100 | $61,950 | $68,850 | $74,400 | $79,900 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$20,424/yr
FMR as % of Area Median Income
25.3% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$68,080/yr
$5,673/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $706 | $807 | $907 | $1,089 | $1,170 |
| 60% AMI Maximum | $847 | $968 | $1,089 | $1,307 | $1,404 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,289 | $1,297 | $1,311 | $1,311 | $1,311 |
| Low HOME Rent | $752 | $860 | $967 | $1,076 | $1,162 |
Compare Gulf County, FL HUD Metro FMR Area With Other FL Metros
vs. Baker County, FL HUD Metro FMR Area
vs. Cape Coral-Fort Myers, FL MSA
vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area
vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
vs. Fort Lauderdale, FL HUD Metro FMR Area
Counties in This FMR Area
Related Pages
- FMR History — Gulf County, FL HUD Metro FMR Area
- Income Limits — Gulf County, FL HUD Metro FMR Area
- LIHTC Maximum Rents — Gulf County, FL HUD Metro FMR Area
- HOME Program Rents — Gulf County, FL HUD Metro FMR Area
- Section 8 eligibility calculator for Gulf County, FL HUD Metro FMR Area
- All FMR Areas in FL