FY2026 Fair Market Rents — Hamilton County, FL
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$855
1BR
$875
2BR
$981
3BR
$1,294
4BR
$1,299
Hours/week at min wage
54 hrs
to afford the 2BR FMR @ $14.00/hr (FL)
YoY change (2BR)
+5.1%
+$48 vs FY2025 · 5-yr +33.7%
Voucher payment standard
$883–$1,079
PHAs set HCV payment at 90–110% of the 2BR FMR
Hamilton County, FL
Non-Metropolitan area · FL · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $855 | $10,260 |
| 1-Bedroom | $875 | $10,500 |
| 2-Bedroom | $981 | $11,772 |
| 3-Bedroom | $1,294 | $15,528 |
| 4-Bedroom | $1,299 | $15,588 |
Recent 2-Bedroom FMR Trend
FY2020 $714 → FY2026 $981
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $855 | $875 | $981 | $1,294 | $1,299 |
| FY2025 | $806 | $811 | $933 | $1,242 | $1,247 |
| FY2024 | $684 | $689 | $905 | $1,260 | $1,265 |
| FY2023 | $623 | $628 | $826 | $1,157 | $1,161 |
| FY2022 | $572 | $575 | $757 | $1,075 | $1,144 |
| FY2021 | $553 | $565 | $734 | $1,050 | $1,271 |
| FY2020 | $609 | $627 | $714 | $1,014 | $1,070 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $59,000
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $16,450 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $27,400 | $31,350 | $35,250 | $39,150 | $42,250 | $45,400 |
| 80% AMI (Low) | $43,850 | $50,100 | $56,350 | $62,600 | $67,650 | $72,650 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,772/yr
FMR as % of Area Median Income
20% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$39,240/yr
$3,270/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $516 | $590 | $663 | $796 | $855 |
| 60% AMI Maximum | $619 | $708 | $796 | $955 | $1,026 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $855 | $875 | $958 | $958 | $958 |
| Low HOME Rent | $685 | $783 | $881 | $978 | $1,056 |
Compare Hamilton County, FL With Other FL Metros
vs. Baker County, FL HUD Metro FMR Area
vs. Cape Coral-Fort Myers, FL MSA
vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area
vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
vs. Fort Lauderdale, FL HUD Metro FMR Area