What is the Fair Market Rent for a 2-bedroom in Tampa-St. Petersburg-Clearwater, FL MSA?

The HUD Fair Market Rent for a 2-bedroom unit in Tampa-St. Petersburg-Clearwater, FL MSA is $1,977 per month for fiscal year 2026. The studio FMR is $1,593, 1-bedroom is $1,696, 3-bedroom is $2,527, and 4-bedroom is $3,077.

What income do you need to afford the FMR in Tampa-St. Petersburg-Clearwater, FL MSA?

Using the standard 30%-of-income affordability rule, a household would need to earn about $79,080 per year ($6,590 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,977 in Tampa-St. Petersburg-Clearwater, FL MSA.

FY2026 Fair Market Rents — Tampa-St. Petersburg-Clearwater, FL MSA

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,593

1BR

$1,696

2BR

$1,977

3BR

$2,527

4BR

$3,077

Hours/week at min wage

109 hrs

to afford the 2BR FMR @ $14.00/hr (FL)

YoY change (2BR)

-0.1%

$1 vs FY2025 · 5-yr +55.5%

Voucher payment standard

$1,779–$2,175

PHAs set HCV payment at 90–110% of the 2BR FMR

Tampa-St. Petersburg-Clearwater, FL MSA

Non-Metropolitan area · FL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,593	$19,116
1-Bedroom	$1,696	$20,352
2-Bedroom	$1,977	$23,724
3-Bedroom	$2,527	$30,324
4-Bedroom	$3,077	$36,924

Recent 2-Bedroom FMR Trend

FY2020 $1,206 → FY2026 $1,977

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,593	$1,696	$1,977	$2,527	$3,077
FY2025	$1,566	$1,686	$1,978	$2,533	$3,082
FY2024	$1,449	$1,562	$1,851	$2,367	$2,888
FY2023	$1,291	$1,381	$1,659	$2,123	$2,603
FY2022	$1,044	$1,110	$1,347	$1,732	$2,133
FY2021	$989	$1,040	$1,271	$1,651	$2,028
FY2020	$935	$981	$1,206	$1,575	$1,925

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $104,700

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$24,100	$27,550	$31,000	$34,400	$38,680	$44,360
50% AMI (Very Low)	$40,150	$45,850	$51,600	$57,350	$61,950	$66,550
80% AMI (Low)	$64,250	$73,400	$82,600	$91,750	$99,100	$106,450

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$23,724/yr

FMR as % of Area Median Income

22.7% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$79,080/yr

$6,590/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$916	$1,047	$1,177	$1,413	$1,518
60% AMI Maximum	$1,099	$1,256	$1,413	$1,696	$1,821

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,593	$1,696	$1,701	$1,701	$1,701
Low HOME Rent	$1,003	$1,146	$1,290	$1,433	$1,548

Compare Tampa-St. Petersburg-Clearwater, FL MSA With Other FL Metros

vs. Baker County, FL HUD Metro FMR Area vs. Cape Coral-Fort Myers, FL MSA vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area vs. Fort Lauderdale, FL HUD Metro FMR Area