What is the Fair Market Rent for a 2-bedroom in Orlando-Kissimmee-Sanford, FL MSA?

The HUD Fair Market Rent for a 2-bedroom unit in Orlando-Kissimmee-Sanford, FL MSA is $1,972 per month for fiscal year 2026. The studio FMR is $1,650, 1-bedroom is $1,731, 3-bedroom is $2,476, and 4-bedroom is $2,924.

What income do you need to afford the FMR in Orlando-Kissimmee-Sanford, FL MSA?

Using the standard 30%-of-income affordability rule, a household would need to earn about $78,880 per year ($6,573 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,972 in Orlando-Kissimmee-Sanford, FL MSA.

FY2026 Fair Market Rents — Orlando-Kissimmee-Sanford, FL MSA

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,650

1BR

$1,731

2BR

$1,972

3BR

$2,476

4BR

$2,924

Hours/week at min wage

109 hrs

to afford the 2BR FMR @ $14.00/hr (FL)

YoY change (2BR)

+0.7%

+$14 vs FY2025 · 5-yr +49.3%

Voucher payment standard

$1,775–$2,169

PHAs set HCV payment at 90–110% of the 2BR FMR

Orlando-Kissimmee-Sanford, FL MSA

Non-Metropolitan area · FL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,650	$19,800
1-Bedroom	$1,731	$20,772
2-Bedroom	$1,972	$23,664
3-Bedroom	$2,476	$29,712
4-Bedroom	$2,924	$35,088

Recent 2-Bedroom FMR Trend

FY2020 $1,248 → FY2026 $1,972

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,650	$1,731	$1,972	$2,476	$2,924
FY2025	$1,636	$1,727	$1,958	$2,486	$2,960
FY2024	$1,558	$1,638	$1,857	$2,362	$2,849
FY2023	$1,338	$1,422	$1,616	$2,064	$2,503
FY2022	$1,152	$1,237	$1,422	$1,827	$2,211
FY2021	$1,055	$1,140	$1,321	$1,713	$2,057
FY2020	$989	$1,064	$1,248	$1,636	$1,956

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $97,600

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$24,150	$27,600	$31,050	$34,450	$38,680	$44,360
50% AMI (Very Low)	$40,250	$46,000	$51,750	$57,450	$62,050	$66,650
80% AMI (Low)	$64,350	$73,550	$82,750	$91,900	$99,300	$106,650

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$23,664/yr

FMR as % of Area Median Income

24.2% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$78,880/yr

$6,573/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$854	$976	$1,098	$1,317	$1,415
60% AMI Maximum	$1,024	$1,171	$1,317	$1,581	$1,698

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,586	$1,586	$1,586	$1,586	$1,586
Low HOME Rent	$1,006	$1,150	$1,293	$1,436	$1,551

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $1,972. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

34773	$2,760
34786	$2,760
32814	$2,750
32827	$2,740
32832	$2,620

Lowest-cost ZIPs (2BR SAFMR)

33898	$1,330
32102	$1,520
32134	$1,520
32195	$1,520
32702	$1,520

All 154 ZIP codes in this area

32102 32134 32158 32159 32162 32163 32195 32701 32702 32703 32704 32707 32708 32709 32710 32712 32714 32715 32716 32718 32719 32720 32726 32727 32730 32732 32733 32735 32736 32746 32747 32750 32751 32752 32756 32757 32762 32765 32766 32767 32768 32771 32772 32773 32776 32777 32778 32779 32784 32789 32790 32791 32792 32793 32794 32795 32798 32801 32802 32803 32804 32805 32806 32807 32808 32809 32810 32811 32812 32814 32816 32817 32818 32819 32820 32821 32822 32824 32825 32826 32827 32828 32829 32830 32831 32832 32833 32835 32836 32837 32839 32853 32854 32855 32856 32857 32858 32859 32860 32861 32862 32867 32868 32869 32872 32877 32878 33848 33896 33897 33898 34705 34711 34712 34713 34714 34715 34729 34731 34734 34736 34737 34739 34740 34741 34742 34743 34744 34745 34746 34747 34748 34749 34753 34755 34756 34758 34759 34760 34761 34762 34769 34770 34771 34772 34773 34777 34778 34786 34787 34788 34789 34797 34972

Compare Orlando-Kissimmee-Sanford, FL MSA With Other FL Metros

vs. Baker County, FL HUD Metro FMR Area vs. Cape Coral-Fort Myers, FL MSA vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area vs. Fort Lauderdale, FL HUD Metro FMR Area