What is the Fair Market Rent for a 2-bedroom in Tampa-St. Petersburg-Clearwater, FL MSA?

The HUD Fair Market Rent for a 2-bedroom unit in Tampa-St. Petersburg-Clearwater, FL MSA is $1,977 per month for fiscal year 2026. The studio FMR is $1,593, 1-bedroom is $1,696, 3-bedroom is $2,527, and 4-bedroom is $3,077.

What income do you need to afford the FMR in Tampa-St. Petersburg-Clearwater, FL MSA?

Using the standard 30%-of-income affordability rule, a household would need to earn about $79,080 per year ($6,590 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,977 in Tampa-St. Petersburg-Clearwater, FL MSA.

FY2026 Fair Market Rents — Tampa-St. Petersburg-Clearwater, FL MSA

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,593

1BR

$1,696

2BR

$1,977

3BR

$2,527

4BR

$3,077

Hours/week at min wage

109 hrs

to afford the 2BR FMR @ $14.00/hr (FL)

YoY change (2BR)

-0.1%

$1 vs FY2025 · 5-yr +55.5%

Voucher payment standard

$1,779–$2,175

PHAs set HCV payment at 90–110% of the 2BR FMR

Tampa-St. Petersburg-Clearwater, FL MSA

Non-Metropolitan area · FL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,593	$19,116
1-Bedroom	$1,696	$20,352
2-Bedroom	$1,977	$23,724
3-Bedroom	$2,527	$30,324
4-Bedroom	$3,077	$36,924

Recent 2-Bedroom FMR Trend

FY2020 $1,206 → FY2026 $1,977

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,593	$1,696	$1,977	$2,527	$3,077
FY2025	$1,566	$1,686	$1,978	$2,533	$3,082
FY2024	$1,449	$1,562	$1,851	$2,367	$2,888
FY2023	$1,291	$1,381	$1,659	$2,123	$2,603
FY2022	$1,044	$1,110	$1,347	$1,732	$2,133
FY2021	$989	$1,040	$1,271	$1,651	$2,028
FY2020	$935	$981	$1,206	$1,575	$1,925

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $104,700

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$24,100	$27,550	$31,000	$34,400	$38,680	$44,360
50% AMI (Very Low)	$40,150	$45,850	$51,600	$57,350	$61,950	$66,550
80% AMI (Low)	$64,250	$73,400	$82,600	$91,750	$99,100	$106,450

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$23,724/yr

FMR as % of Area Median Income

22.7% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$79,080/yr

$6,590/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$916	$1,047	$1,177	$1,413	$1,518
60% AMI Maximum	$1,099	$1,256	$1,413	$1,696	$1,821

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,593	$1,696	$1,701	$1,701	$1,701
Low HOME Rent	$1,003	$1,146	$1,290	$1,433	$1,548

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $1,977. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

33547	$2,970
33596	$2,970
33602	$2,970
33621	$2,970
33715	$2,970

Lowest-cost ZIPs (2BR SAFMR)

33597	$1,080
34446	$1,240
33527	$1,260
33540	$1,320
33523	$1,350

All 208 ZIP codes in this area

33503 33508 33509 33510 33511 33523 33524 33525 33526 33527 33530 33534 33537 33539 33540 33541 33542 33543 33544 33545 33547 33548 33549 33550 33556 33558 33559 33563 33564 33565 33566 33567 33568 33569 33570 33571 33572 33573 33574 33575 33576 33578 33579 33583 33584 33586 33587 33592 33593 33594 33595 33596 33597 33598 33601 33602 33603 33604 33605 33606 33607 33609 33610 33611 33612 33613 33614 33615 33616 33617 33618 33619 33620 33621 33622 33623 33624 33625 33626 33629 33630 33634 33635 33637 33646 33647 33672 33673 33674 33675 33677 33679 33680 33681 33682 33684 33685 33687 33688 33689 33694 33701 33702 33703 33704 33705 33706 33707 33708 33709 33710 33711 33712 33713 33714 33715 33716 33730 33731 33732 33733 33734 33736 33738 33741 33742 33743 33744 33747 33755 33756 33757 33758 33759 33760 33761 33762 33763 33764 33765 33766 33767 33770 33771 33772 33773 33774 33775 33776 33777 33778 33779 33780 33781 33782 33784 33785 33786 33809 33810 33849 33860 34446 34601 34602 34603 34604 34605 34606 34607 34608 34609 34610 34611 34613 34614 34636 34637 34638 34639 34652 34653 34654 34655 34656 34660 34661 34667 34668 34669 34673 34674 34677 34679 34680 34681 34682 34683 34684 34685 34688 34689 34690 34691 34692 34695 34697 34698

Compare Tampa-St. Petersburg-Clearwater, FL MSA With Other FL Metros

vs. Baker County, FL HUD Metro FMR Area vs. Cape Coral-Fort Myers, FL MSA vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area vs. Fort Lauderdale, FL HUD Metro FMR Area