FY2026 Fair Market Rents — Clay County, GA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$765
1BR
$770
2BR
$973
3BR
$1,217
4BR
$1,395
Hours/week at min wage
104 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
+7.5%
+$68 vs FY2025 · 5-yr +50.2%
Voucher payment standard
$876–$1,070
PHAs set HCV payment at 90–110% of the 2BR FMR
Clay County, GA
Non-Metropolitan area · GA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $765 | $9,180 |
| 1-Bedroom | $770 | $9,240 |
| 2-Bedroom | $973 | $11,676 |
| 3-Bedroom | $1,217 | $14,604 |
| 4-Bedroom | $1,395 | $16,740 |
Recent 2-Bedroom FMR Trend
FY2020 $651 → FY2026 $973
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $765 | $770 | $973 | $1,217 | $1,395 |
| FY2025 | $710 | $715 | $905 | $1,137 | $1,300 |
| FY2024 | $693 | $697 | $885 | $1,247 | $1,270 |
| FY2023 | $602 | $606 | $772 | $1,097 | $1,123 |
| FY2022 | $545 | $549 | $704 | $1,000 | $1,036 |
| FY2021 | $507 | $510 | $648 | $927 | $975 |
| FY2020 | $513 | $516 | $651 | $939 | $998 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $77,200
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $16,250 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $27,050 | $30,900 | $34,750 | $38,600 | $41,700 | $44,800 |
| 80% AMI (Low) | $43,250 | $49,400 | $55,600 | $61,750 | $66,700 | $71,650 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,676/yr
FMR as % of Area Median Income
15.1% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$38,920/yr
$3,243/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $675 | $772 | $868 | $1,042 | $1,119 |
| 60% AMI Maximum | $810 | $926 | $1,042 | $1,250 | $1,343 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $765 | $770 | $973 | $1,217 | $1,254 |
| Low HOME Rent | $676 | $772 | $868 | $965 | $1,042 |
Compare Clay County, GA With Other GA Metros
vs. Albany, GA MSA
vs. Athens-Clarke County, GA MSA
vs. Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area
vs. Augusta-Richmond County, GA-SC HUD Metro FMR Area
vs. Brunswick, GA MSA