FY2026 Fair Market Rents — Bloomington, IN HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$966
1BR
$1,072
2BR
$1,210
3BR
$1,572
4BR
$1,906
Hours/week at min wage
129 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
National rank
#351
of 661 U.S. metros (top 54% most expensive)
YoY change (2BR)
-1.1%
$13 vs FY2025 · 5-yr +30.5%
Voucher payment standard
$1,089–$1,331
PHAs set HCV payment at 90–110% of the 2BR FMR

Bloomington, IN HUD Metro FMR Area

Metropolitan area · IN · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $966 $11,592
1-Bedroom $1,072 $12,864
2-Bedroom $1,210 $14,520
3-Bedroom $1,572 $18,864
4-Bedroom $1,906 $22,872

Recent 2-Bedroom FMR Trend

FY2020 $879 → FY2026 $1,210
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $966 $1,072 $1,210 $1,572 $1,906
FY2025 $958 $1,080 $1,223 $1,618 $1,926
FY2024 $848 $979 $1,126 $1,549 $1,814
FY2023 $817 $957 $1,124 $1,573 $1,864
FY2022 $706 $803 $971 $1,369 $1,662
FY2021 $681 $748 $927 $1,274 $1,605
FY2020 $646 $689 $879 $1,175 $1,543

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $109,900

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $23,100 $26,400 $29,700 $33,000 $38,680 $44,360
50% AMI (Very Low) $38,500 $44,000 $49,500 $54,950 $59,350 $63,750
80% AMI (Low) $61,550 $70,350 $79,150 $87,900 $94,950 $102,000

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$14,520/yr
FMR as % of Area Median Income
13.2% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$48,400/yr
$4,033/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $961 $1,099 $1,236 $1,483 $1,593
60% AMI Maximum $1,153 $1,318 $1,483 $1,780 $1,912

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $966 $1,072 $1,210 $1,572 $1,785
Low HOME Rent $962 $1,100 $1,237 $1,373 $1,483

Compare Bloomington, IN HUD Metro FMR Area With Other IN Metros

vs. Anderson, IN HUD Metro FMR Area vs. Carroll County, IN HUD Metro FMR Area vs. Cincinnati, OH-KY-IN HUD Metro FMR Area vs. Columbus, IN MSA vs. Elkhart-Goshen, IN MSA

Counties in This FMR Area

Monroe County

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