What is the Fair Market Rent for a 2-bedroom in Kendall County, IL HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Kendall County, IL HUD Metro FMR Area is $2,050 per month for fiscal year 2026. The studio FMR is $1,413, 1-bedroom is $1,562, 3-bedroom is $2,819, and 4-bedroom is $2,918.

What income do you need to afford the FMR in Kendall County, IL HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $82,000 per year ($6,833 per month) to afford the FY2026 2-bedroom Fair Market Rent of $2,050 in Kendall County, IL HUD Metro FMR Area.

FY2026 Fair Market Rents — Kendall County, IL HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,413

1BR

$1,562

2BR

$2,050

3BR

$2,819

4BR

$2,918

Hours/week at min wage

106 hrs

to afford the 2BR FMR @ $15.00/hr (IL)

National rank

#55

of 661 U.S. metros (top 9% most expensive)

YoY change (2BR)

+8.7%

+$164 vs FY2025 · 5-yr +59.8%

Voucher payment standard

$1,845–$2,255

PHAs set HCV payment at 90–110% of the 2BR FMR

Kendall County, IL HUD Metro FMR Area

Metropolitan area · IL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,413	$16,956
1-Bedroom	$1,562	$18,744
2-Bedroom	$2,050	$24,600
3-Bedroom	$2,819	$33,828
4-Bedroom	$2,918	$35,016

Recent 2-Bedroom FMR Trend

FY2020 $1,240 → FY2026 $2,050

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,413	$1,562	$2,050	$2,819	$2,918
FY2025	$1,428	$1,438	$1,886	$2,643	$2,730
FY2024	$1,180	$1,325	$1,741	$2,453	$2,564
FY2023	$1,085	$1,092	$1,438	$2,044	$2,075
FY2022	$988	$995	$1,303	$1,851	$1,901
FY2021	$967	$974	$1,283	$1,836	$1,942
FY2020	$941	$947	$1,240	$1,789	$2,104

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $135,800

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$28,550	$32,600	$36,700	$40,750	$44,050	$47,300
50% AMI (Very Low)	$47,550	$54,350	$61,150	$67,900	$73,350	$78,800
80% AMI (Low)	$74,800	$85,450	$96,150	$106,800	$115,350	$123,900

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$24,600/yr

FMR as % of Area Median Income

18.1% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$82,000/yr

$6,833/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$1,188	$1,358	$1,527	$1,833	$1,969
60% AMI Maximum	$1,425	$1,629	$1,833	$2,199	$2,362

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,413	$1,562	$2,050	$2,206	$2,206
Low HOME Rent	$1,188	$1,358	$1,528	$1,697	$1,833

Compare Kendall County, IL HUD Metro FMR Area With Other IL Metros

vs. Bloomington, IL HUD Metro FMR Area vs. Bloomington, IL MSA vs. Bond County, IL HUD Metro FMR Area vs. Cape Girardeau, MO-IL MSA vs. Champaign-Urbana, IL MSA

Counties in This FMR Area

Kendall County