FY2026 Fair Market Rents — Cincinnati, OH-KY-IN HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$958
1BR
$1,051
2BR
$1,353
3BR
$1,785
4BR
$1,976
Hours/week at min wage
144 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
National rank
#255
of 661 U.S. metros (top 39% most expensive)
YoY change (2BR)
+5.1%
+$66 vs FY2025 · 5-yr +47.7%
Voucher payment standard
$1,218–$1,488
PHAs set HCV payment at 90–110% of the 2BR FMR

Cincinnati, OH-KY-IN HUD Metro FMR Area

Metropolitan area · IN · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $958 $11,496
1-Bedroom $1,051 $12,612
2-Bedroom $1,353 $16,236
3-Bedroom $1,785 $21,420
4-Bedroom $1,976 $23,712

Recent 2-Bedroom FMR Trend

FY2020 $865 → FY2026 $1,353
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $958 $1,051 $1,353 $1,785 $1,976
FY2025 $883 $993 $1,287 $1,707 $1,885
FY2024 $810 $919 $1,195 $1,588 $1,766
FY2023 $731 $839 $1,093 $1,464 $1,645
FY2022 $643 $742 $968 $1,302 $1,483
FY2021 $604 $698 $916 $1,244 $1,425
FY2020 $568 $658 $865 $1,185 $1,362

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $109,900

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $23,100 $26,400 $29,700 $33,000 $38,680 $44,360
50% AMI (Very Low) $38,500 $44,000 $49,500 $54,950 $59,350 $63,750
80% AMI (Low) $61,550 $70,350 $79,150 $87,900 $94,950 $102,000

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$16,236/yr
FMR as % of Area Median Income
14.8% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$54,120/yr
$4,510/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $961 $1,099 $1,236 $1,483 $1,593
60% AMI Maximum $1,153 $1,318 $1,483 $1,780 $1,912

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $958 $1,051 $1,353 $1,785 $1,785
Low HOME Rent $962 $1,100 $1,237 $1,373 $1,483

Compare Cincinnati, OH-KY-IN HUD Metro FMR Area With Other IN Metros

vs. Anderson, IN HUD Metro FMR Area vs. Bloomington, IN HUD Metro FMR Area vs. Carroll County, IN HUD Metro FMR Area vs. Columbus, IN MSA vs. Elkhart-Goshen, IN MSA

Counties in This FMR Area

Dearborn County Ohio County Boone County Bracken County Campbell County Gallatin County Kenton County Pendleton County Butler County Clermont County Hamilton County Warren County

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