What is the Fair Market Rent for a 2-bedroom in Fort Wayne, IN MSA?

The HUD Fair Market Rent for a 2-bedroom unit in Fort Wayne, IN MSA is $1,113 per month for fiscal year 2026. The studio FMR is $892, 1-bedroom is $916, 3-bedroom is $1,381, and 4-bedroom is $1,512.

What income do you need to afford the FMR in Fort Wayne, IN MSA?

Using the standard 30%-of-income affordability rule, a household would need to earn about $44,520 per year ($3,710 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,113 in Fort Wayne, IN MSA.

FY2026 Fair Market Rents — Fort Wayne, IN MSA

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$892

1BR

$916

2BR

$1,113

3BR

$1,381

4BR

$1,512

Hours/week at min wage

119 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

YoY change (2BR)

-7.2%

$86 vs FY2025 · 5-yr +42%

Voucher payment standard

$1,002–$1,224

PHAs set HCV payment at 90–110% of the 2BR FMR

Fort Wayne, IN MSA

Non-Metropolitan area · IN · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$892	$10,704
1-Bedroom	$916	$10,992
2-Bedroom	$1,113	$13,356
3-Bedroom	$1,381	$16,572
4-Bedroom	$1,512	$18,144

Recent 2-Bedroom FMR Trend

FY2020 $767 → FY2026 $1,113

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$892	$916	$1,113	$1,381	$1,512
FY2025	$943	$991	$1,199	$1,512	$1,632
FY2024	$826	$895	$1,089	$1,379	$1,499
FY2023	$658	$743	$911	$1,161	$1,266
FY2022	$565	$665	$822	$1,048	$1,151
FY2021	$526	$632	$784	$1,003	$1,108
FY2020	$511	$611	$767	$988	$1,084

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $95,100

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$20,000	$22,850	$27,320	$33,000	$38,680	$44,360
50% AMI (Very Low)	$33,300	$38,050	$42,800	$47,550	$51,400	$55,200
80% AMI (Low)	$53,300	$60,900	$68,500	$76,100	$82,200	$88,300

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$13,356/yr

FMR as % of Area Median Income

14% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$44,520/yr

$3,710/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$832	$951	$1,069	$1,283	$1,378
60% AMI Maximum	$998	$1,141	$1,283	$1,540	$1,654

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$892	$916	$1,113	$1,381	$1,512
Low HOME Rent	$832	$951	$1,070	$1,188	$1,285

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $1,113. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

46748	$1,670
46814	$1,650
46845	$1,580
46741	$1,470
46704	$1,410

Lowest-cost ZIPs (2BR SAFMR)

46562	$960
46733	$960
46750	$960
46809	$960
46706	$970

All 63 ZIP codes in this area

46562 46704 46706 46723 46725 46733 46741 46743 46745 46748 46750 46764 46765 46773 46774 46777 46783 46787 46788 46797 46798 46799 46802 46803 46804 46805 46806 46807 46808 46809 46814 46815 46816 46818 46819 46825 46835 46845 46850 46851 46852 46853 46854 46855 46856 46857 46858 46859 46860 46861 46862 46863 46864 46865 46866 46867 46868 46869 46885 46895 46898 46899 46962

Compare Fort Wayne, IN MSA With Other IN Metros

vs. Anderson, IN HUD Metro FMR Area vs. Bloomington, IN HUD Metro FMR Area vs. Carroll County, IN HUD Metro FMR Area vs. Cincinnati, OH-KY-IN HUD Metro FMR Area vs. Columbus, IN MSA