What is the Fair Market Rent for a 2-bedroom in Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area is $1,785 per month for fiscal year 2026. The studio FMR is $1,362, 1-bedroom is $1,581, 3-bedroom is $2,448, and 4-bedroom is $2,979.

What income do you need to afford the FMR in Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $71,400 per year ($5,950 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,785 in Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area.

FY2026 Fair Market Rents — Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,362

1BR

$1,581

2BR

$1,785

3BR

$2,448

4BR

$2,979

Hours/week at min wage

99 hrs

to afford the 2BR FMR @ $14.00/hr (FL)

National rank

#106

of 661 U.S. metros (top 17% most expensive)

YoY change (2BR)

+13.6%

+$214 vs FY2025 · 5-yr +52.8%

Voucher payment standard

$1,607–$1,964

PHAs set HCV payment at 90–110% of the 2BR FMR

Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area

Metropolitan area · FL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,362	$16,344
1-Bedroom	$1,581	$18,972
2-Bedroom	$1,785	$21,420
3-Bedroom	$2,448	$29,376
4-Bedroom	$2,979	$35,748

Recent 2-Bedroom FMR Trend

FY2020 $1,116 → FY2026 $1,785

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,362	$1,581	$1,785	$2,448	$2,979
FY2025	$1,218	$1,398	$1,571	$2,184	$2,638
FY2024	$1,211	$1,319	$1,526	$2,064	$2,557
FY2023	$1,058	$1,126	$1,314	$1,753	$2,238
FY2022	$981	$987	$1,172	$1,542	$1,997
FY2021	$977	$983	$1,168	$1,559	$2,022
FY2020	$941	$947	$1,116	$1,528	$1,959

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $106,700

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$22,400	$25,600	$28,800	$33,000	$38,680	$44,360
50% AMI (Very Low)	$37,350	$42,700	$48,050	$53,350	$57,650	$61,900
80% AMI (Low)	$59,750	$68,300	$76,850	$85,350	$92,200	$99,050

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$21,420/yr

FMR as % of Area Median Income

20.1% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$71,400/yr

$5,950/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$933	$1,067	$1,200	$1,440	$1,547
60% AMI Maximum	$1,120	$1,280	$1,440	$1,728	$1,856

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,362	$1,581	$1,733	$1,733	$1,733
Low HOME Rent	$933	$1,067	$1,201	$1,333	$1,441

Compare Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area With Other FL Metros

vs. Baker County, FL HUD Metro FMR Area vs. Cape Coral-Fort Myers, FL MSA vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area vs. Fort Lauderdale, FL HUD Metro FMR Area vs. Gainesville, FL MSA

Counties in This FMR Area

Okaloosa County