FY2026 Fair Market Rents — St. Joseph, MO-KS MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$774
1BR
$832
2BR
$1,077
3BR
$1,363
4BR
$1,566
Hours/week at min wage
115 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
+4.1%
+$42 vs FY2025 · 5-yr +31.8%
Voucher payment standard
$969–$1,185
PHAs set HCV payment at 90–110% of the 2BR FMR
St. Joseph, MO-KS MSA
Non-Metropolitan area · KS · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $774 | $9,288 |
| 1-Bedroom | $832 | $9,984 |
| 2-Bedroom | $1,077 | $12,924 |
| 3-Bedroom | $1,363 | $16,356 |
| 4-Bedroom | $1,566 | $18,792 |
Recent 2-Bedroom FMR Trend
FY2020 $797 → FY2026 $1,077
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $774 | $832 | $1,077 | $1,363 | $1,566 |
| FY2025 | $710 | $789 | $1,035 | $1,315 | $1,472 |
| FY2024 | $653 | $734 | $964 | $1,223 | $1,331 |
| FY2023 | $598 | $680 | $895 | $1,161 | $1,255 |
| FY2022 | $547 | $626 | $824 | $1,088 | $1,171 |
| FY2021 | $539 | $620 | $817 | $1,096 | $1,169 |
| FY2020 | $555 | $610 | $797 | $1,064 | $1,142 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $91,800
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $19,250 | $22,000 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $32,100 | $36,700 | $41,300 | $45,850 | $49,550 | $53,200 |
| 80% AMI (Low) | $51,350 | $58,700 | $66,050 | $73,350 | $79,250 | $85,100 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$12,924/yr
FMR as % of Area Median Income
14.1% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$43,080/yr
$3,590/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $803 | $918 | $1,032 | $1,239 | $1,331 |
| 60% AMI Maximum | $963 | $1,101 | $1,239 | $1,487 | $1,597 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $774 | $832 | $1,077 | $1,363 | $1,491 |
| Low HOME Rent | $802 | $917 | $1,032 | $1,146 | $1,238 |
Compare St. Joseph, MO-KS MSA With Other KS Metros
vs. Cherokee County, KS HUD Metro FMR Area
vs. Geary County, KS HUD Metro FMR Area
vs. Kansas City, MO-KS HUD Metro FMR Area
vs. Kingman County, KS HUD Metro FMR Area
vs. Lawrence, KS MSA