FY2026 Fair Market Rents — Gainesville, FL MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,154
1BR
$1,246
2BR
$1,493
3BR
$1,868
4BR
$1,977
Hours/week at min wage
83 hrs
to afford the 2BR FMR @ $14.00/hr (FL)
National rank
#193
of 661 U.S. metros (top 30% most expensive)
YoY change (2BR)
-5.7%
$90 vs FY2025 · 5-yr +37.9%
Voucher payment standard
$1,344–$1,642
PHAs set HCV payment at 90–110% of the 2BR FMR
Gainesville, FL MSA
Metropolitan area · FL · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,154 | $13,848 |
| 1-Bedroom | $1,246 | $14,952 |
| 2-Bedroom | $1,493 | $17,916 |
| 3-Bedroom | $1,868 | $22,416 |
| 4-Bedroom | $1,977 | $23,724 |
Recent 2-Bedroom FMR Trend
FY2020 $971 → FY2026 $1,493
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,154 | $1,246 | $1,493 | $1,868 | $1,977 |
| FY2025 | $1,176 | $1,308 | $1,583 | $2,016 | $2,099 |
| FY2024 | $1,053 | $1,162 | $1,397 | $1,832 | $1,861 |
| FY2023 | $854 | $943 | $1,134 | $1,507 | $1,523 |
| FY2022 | $784 | $864 | $1,038 | $1,369 | $1,408 |
| FY2021 | $805 | $897 | $1,083 | $1,415 | $1,469 |
| FY2020 | $721 | $795 | $971 | $1,267 | $1,315 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $99,100
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $20,850 | $23,800 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $34,700 | $39,650 | $44,600 | $49,550 | $53,550 | $57,500 |
| 80% AMI (Low) | $55,550 | $63,450 | $71,400 | $79,300 | $85,650 | $92,000 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$17,916/yr
FMR as % of Area Median Income
18.1% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$59,720/yr
$4,977/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $867 | $991 | $1,114 | $1,337 | $1,436 |
| 60% AMI Maximum | $1,040 | $1,189 | $1,337 | $1,605 | $1,724 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,154 | $1,246 | $1,493 | $1,610 | $1,610 |
| Low HOME Rent | $867 | $991 | $1,115 | $1,238 | $1,338 |
Compare Gainesville, FL MSA With Other FL Metros
vs. Baker County, FL HUD Metro FMR Area
vs. Cape Coral-Fort Myers, FL MSA
vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area
vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
vs. Fort Lauderdale, FL HUD Metro FMR Area