FY2026 Fair Market Rents — Gainesville, GA MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,177
1BR
$1,381
2BR
$1,514
3BR
$1,834
4BR
$2,127
Hours/week at min wage
161 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
National rank
#188
of 661 U.S. metros (top 29% most expensive)
YoY change (2BR)
+0.6%
+$9 vs FY2025 · 5-yr +59.2%
Voucher payment standard
$1,363–$1,665
PHAs set HCV payment at 90–110% of the 2BR FMR
Gainesville, GA MSA
Metropolitan area · GA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,177 | $14,124 |
| 1-Bedroom | $1,381 | $16,572 |
| 2-Bedroom | $1,514 | $18,168 |
| 3-Bedroom | $1,834 | $22,008 |
| 4-Bedroom | $2,127 | $25,524 |
Recent 2-Bedroom FMR Trend
FY2020 $898 → FY2026 $1,514
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,177 | $1,381 | $1,514 | $1,834 | $2,127 |
| FY2025 | $1,149 | $1,359 | $1,505 | $1,813 | $2,045 |
| FY2024 | $1,076 | $1,235 | $1,386 | $1,711 | $1,932 |
| FY2023 | $967 | $1,062 | $1,200 | $1,521 | $1,728 |
| FY2022 | $840 | $902 | $1,028 | $1,339 | $1,516 |
| FY2021 | $761 | $834 | $951 | $1,254 | $1,402 |
| FY2020 | $700 | $789 | $898 | $1,195 | $1,315 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $102,000
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $21,450 | $24,500 | $27,550 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $35,700 | $40,800 | $45,900 | $51,000 | $55,100 | $59,200 |
| 80% AMI (Low) | $57,150 | $65,300 | $73,450 | $81,600 | $88,150 | $94,700 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$18,168/yr
FMR as % of Area Median Income
17.8% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$60,560/yr
$5,047/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $892 | $1,020 | $1,147 | $1,377 | $1,478 |
| 60% AMI Maximum | $1,071 | $1,224 | $1,377 | $1,652 | $1,774 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,177 | $1,381 | $1,514 | $1,657 | $1,657 |
| Low HOME Rent | $892 | $1,020 | $1,147 | $1,275 | $1,377 |
Compare Gainesville, GA MSA With Other GA Metros
vs. Albany, GA MSA
vs. Athens-Clarke County, GA MSA
vs. Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area
vs. Augusta-Richmond County, GA-SC HUD Metro FMR Area
vs. Brunswick, GA MSA