What is the Fair Market Rent for a 2-bedroom in Jackson, MS HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Jackson, MS HUD Metro FMR Area is $1,288 per month for fiscal year 2026. The studio FMR is $1,091, 1-bedroom is $1,097, 3-bedroom is $1,544, and 4-bedroom is $1,705.

What income do you need to afford the FMR in Jackson, MS HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $51,520 per year ($4,293 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,288 in Jackson, MS HUD Metro FMR Area.

FY2026 Fair Market Rents — Jackson, MS HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,091

1BR

$1,097

2BR

$1,288

3BR

$1,544

4BR

$1,705

Hours/week at min wage

137 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

National rank

#292

of 661 U.S. metros (top 45% most expensive)

YoY change (2BR)

+4.5%

+$56 vs FY2025 · 5-yr +38.2%

Voucher payment standard

$1,159–$1,417

PHAs set HCV payment at 90–110% of the 2BR FMR

Jackson, MS HUD Metro FMR Area

Metropolitan area · MS · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,091	$13,092
1-Bedroom	$1,097	$13,164
2-Bedroom	$1,288	$15,456
3-Bedroom	$1,544	$18,528
4-Bedroom	$1,705	$20,460

Recent 2-Bedroom FMR Trend

FY2020 $911 → FY2026 $1,288

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,091	$1,097	$1,288	$1,544	$1,705
FY2025	$1,045	$1,051	$1,232	$1,484	$1,633
FY2024	$996	$997	$1,159	$1,401	$1,564
FY2023	$895	$908	$1,059	$1,289	$1,463
FY2022	$781	$812	$947	$1,171	$1,337
FY2021	$748	$794	$932	$1,162	$1,342
FY2020	$707	$774	$911	$1,148	$1,341

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $91,400

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$19,200	$21,950	$27,320	$33,000	$38,680	$44,360
50% AMI (Very Low)	$32,000	$36,600	$41,150	$45,700	$49,400	$53,050
80% AMI (Low)	$51,200	$58,500	$65,800	$73,100	$78,950	$84,800

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$15,456/yr

FMR as % of Area Median Income

16.9% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$51,520/yr

$4,293/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$799	$914	$1,028	$1,233	$1,325
60% AMI Maximum	$959	$1,096	$1,233	$1,480	$1,590

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,091	$1,097	$1,288	$1,485	$1,485
Low HOME Rent	$800	$915	$1,028	$1,142	$1,235

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $1,288. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

39110	$1,930
39047	$1,830
39232	$1,700
39272	$1,590
39201	$1,570

Lowest-cost ZIPs (2BR SAFMR)

39041	$840
39079	$840
39083	$840
39144	$840
39654	$840

All 69 ZIP codes in this area

39041 39042 39043 39044 39045 39046 39047 39051 39056 39058 39059 39060 39066 39071 39073 39078 39079 39083 39086 39094 39110 39114 39117 39130 39144 39145 39146 39148 39154 39157 39158 39167 39170 39174 39175 39191 39193 39201 39202 39203 39204 39205 39206 39207 39208 39209 39210 39211 39212 39213 39215 39216 39217 39218 39225 39232 39236 39269 39272 39282 39283 39284 39286 39288 39289 39296 39298 39654 39668

Compare Jackson, MS HUD Metro FMR Area With Other MS Metros

vs. Benton County, MS HUD Metro FMR Area vs. Covington County, MS HUD Metro FMR Area vs. Gulfport-Biloxi, MS HUD Metro FMR Area vs. Hattiesburg, MS MSA vs. Holmes County, MS HUD Metro FMR Area

Counties in This FMR Area

Copiah County Hinds County Madison County Rankin County