FY2026 Fair Market Rents — Kahului-Wailuku-Lahaina, HI MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,896
1BR
$2,000
2BR
$2,624
3BR
$3,398
4BR
$4,236
Hours/week at min wage
145 hrs
to afford the 2BR FMR @ $14.00/hr (HI)
National rank
#20
of 661 U.S. metros (top 4% most expensive)
YoY change (2BR)
+13.6%
+$315 vs FY2025 · 5-yr +48.1%
Voucher payment standard
$2,362–$2,886
PHAs set HCV payment at 90–110% of the 2BR FMR
Kahului-Wailuku-Lahaina, HI MSA
Metropolitan area · HI · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,896 | $22,752 |
| 1-Bedroom | $2,000 | $24,000 |
| 2-Bedroom | $2,624 | $31,488 |
| 3-Bedroom | $3,398 | $40,776 |
| 4-Bedroom | $4,236 | $50,832 |
Recent 2-Bedroom FMR Trend
FY2020 $1,759 → FY2026 $2,624
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,896 | $2,000 | $2,624 | $3,398 | $4,236 |
| FY2025 | $1,750 | $1,762 | $2,309 | $3,103 | $3,584 |
| FY2024 | $1,676 | $1,701 | $2,139 | $2,927 | $3,237 |
| FY2023 | $1,532 | $1,606 | $1,986 | $2,731 | $2,944 |
| FY2022 | $1,467 | $1,568 | $1,957 | $2,678 | $2,944 |
| FY2021 | $1,321 | $1,408 | $1,772 | $2,461 | $2,724 |
| FY2020 | $1,275 | $1,394 | $1,759 | $2,496 | $2,846 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $121,400
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $31,100 | $35,550 | $40,000 | $44,400 | $48,000 | $51,550 |
| 50% AMI (Very Low) | $51,800 | $59,200 | $66,600 | $74,000 | $79,950 | $85,850 |
| 80% AMI (Low) | $82,900 | $94,800 | $106,600 | $118,450 | $127,950 | $137,400 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$31,488/yr
FMR as % of Area Median Income
25.9% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$104,960/yr
$8,747/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $1,062 | $1,214 | $1,365 | $1,638 | $1,760 |
| 60% AMI Maximum | $1,274 | $1,456 | $1,638 | $1,966 | $2,112 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,896 | $1,972 | $1,972 | $1,972 | $1,972 |
| Low HOME Rent | $1,295 | $1,480 | $1,665 | $1,850 | $1,998 |
Compare Kahului-Wailuku-Lahaina, HI MSA With Other HI Metros
vs. Kalawao County, HI HUD Metro FMR Area
vs. Maui County, HI HUD Metro FMR Area
vs. Urban Honolulu, HI MSA