FY2026 Fair Market Rents — Cooper County, MO
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$668
1BR
$730
2BR
$958
3BR
$1,182
4BR
$1,497
Hours/week at min wage
54 hrs
to afford the 2BR FMR @ $13.75/hr (MO)
YoY change (2BR)
+16.3%
+$134 vs FY2025 · 5-yr +40.3%
Voucher payment standard
$862–$1,054
PHAs set HCV payment at 90–110% of the 2BR FMR
Cooper County, MO
Non-Metropolitan area · MO · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $668 | $8,016 |
| 1-Bedroom | $730 | $8,760 |
| 2-Bedroom | $958 | $11,496 |
| 3-Bedroom | $1,182 | $14,184 |
| 4-Bedroom | $1,497 | $17,964 |
Recent 2-Bedroom FMR Trend
FY2020 $634 → FY2026 $958
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $668 | $730 | $958 | $1,182 | $1,497 |
| FY2025 | $565 | $628 | $824 | $1,027 | $1,382 |
| FY2024 | $555 | $628 | $819 | $1,042 | $1,390 |
| FY2023 | $550 | $600 | $777 | $1,039 | $1,324 |
| FY2022 | $534 | $543 | $713 | $957 | $1,169 |
| FY2021 | $471 | $518 | $683 | $935 | $1,050 |
| FY2020 | $426 | $483 | $634 | $877 | $936 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $93,300
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $19,600 | $22,400 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $32,700 | $37,350 | $42,000 | $46,650 | $50,400 | $54,150 |
| 80% AMI (Low) | $52,300 | $59,750 | $67,200 | $74,650 | $80,650 | $86,600 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,496/yr
FMR as % of Area Median Income
12.3% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$38,320/yr
$3,193/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $816 | $933 | $1,049 | $1,259 | $1,352 |
| 60% AMI Maximum | $979 | $1,119 | $1,259 | $1,511 | $1,623 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $668 | $730 | $958 | $1,182 | $1,497 |
| Low HOME Rent | $817 | $933 | $1,050 | $1,166 | $1,260 |
Compare Cooper County, MO With Other MO Metros
vs. Bates County, MO HUD Metro FMR Area
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vs. Columbia, MO MSA
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vs. Dallas County, MO HUD Metro FMR Area