FY2026 Fair Market Rents — St. Louis, MO-IL HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$955
1BR
$995
2BR
$1,218
3BR
$1,568
4BR
$1,812
Hours/week at min wage
69 hrs
to afford the 2BR FMR @ $13.75/hr (MO)
YoY change (2BR)
+0.2%
+$3 vs FY2025 · 5-yr +29.9%
Voucher payment standard
$1,096–$1,340
PHAs set HCV payment at 90–110% of the 2BR FMR

St. Louis, MO-IL HUD Metro FMR Area

Non-Metropolitan area · MO · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $955 $11,460
1-Bedroom $995 $11,940
2-Bedroom $1,218 $14,616
3-Bedroom $1,568 $18,816
4-Bedroom $1,812 $21,744

Recent 2-Bedroom FMR Trend

FY2020 $905 → FY2026 $1,218
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $955 $995 $1,218 $1,568 $1,812
FY2025 $951 $984 $1,215 $1,570 $1,806
FY2024 $928 $972 $1,209 $1,565 $1,818
FY2023 $748 $795 $999 $1,294 $1,512
FY2022 $689 $745 $947 $1,230 $1,449
FY2021 $671 $731 $938 $1,224 $1,440
FY2020 $633 $701 $905 $1,185 $1,395

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $113,500

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $23,850 $27,250 $30,650 $34,050 $38,680 $44,360
50% AMI (Very Low) $39,750 $45,400 $51,100 $56,750 $61,300 $65,850
80% AMI (Low) $63,600 $72,650 $81,750 $90,800 $98,100 $105,350

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$14,616/yr
FMR as % of Area Median Income
12.9% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$48,720/yr
$4,060/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $993 $1,135 $1,276 $1,532 $1,645
60% AMI Maximum $1,191 $1,362 $1,532 $1,838 $1,974

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $955 $995 $1,218 $1,568 $1,812
Low HOME Rent $993 $1,135 $1,277 $1,418 $1,532

Compare St. Louis, MO-IL HUD Metro FMR Area With Other MO Metros

vs. Bates County, MO HUD Metro FMR Area vs. Callaway County, MO HUD Metro FMR Area vs. Columbia, MO MSA vs. Cooper County, MO HUD Metro FMR Area vs. Dallas County, MO HUD Metro FMR Area

Counties in This FMR Area

Related Pages