What is the Fair Market Rent for a 2-bedroom in St. Louis, MO-IL HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in St. Louis, MO-IL HUD Metro FMR Area is $1,218 per month for fiscal year 2026. The studio FMR is $955, 1-bedroom is $995, 3-bedroom is $1,568, and 4-bedroom is $1,812.

What income do you need to afford the FMR in St. Louis, MO-IL HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $48,720 per year ($4,060 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,218 in St. Louis, MO-IL HUD Metro FMR Area.

FY2026 Fair Market Rents — St. Louis, MO-IL HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$955

1BR

$995

2BR

$1,218

3BR

$1,568

4BR

$1,812

Hours/week at min wage

69 hrs

to afford the 2BR FMR @ $13.75/hr (MO)

YoY change (2BR)

+0.2%

+$3 vs FY2025 · 5-yr +29.9%

Voucher payment standard

$1,096–$1,340

PHAs set HCV payment at 90–110% of the 2BR FMR

St. Louis, MO-IL HUD Metro FMR Area

Non-Metropolitan area · MO · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$955	$11,460
1-Bedroom	$995	$11,940
2-Bedroom	$1,218	$14,616
3-Bedroom	$1,568	$18,816
4-Bedroom	$1,812	$21,744

Recent 2-Bedroom FMR Trend

FY2020 $905 → FY2026 $1,218

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$955	$995	$1,218	$1,568	$1,812
FY2025	$951	$984	$1,215	$1,570	$1,806
FY2024	$928	$972	$1,209	$1,565	$1,818
FY2023	$748	$795	$999	$1,294	$1,512
FY2022	$689	$745	$947	$1,230	$1,449
FY2021	$671	$731	$938	$1,224	$1,440
FY2020	$633	$701	$905	$1,185	$1,395

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $113,500

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$23,850	$27,250	$30,650	$34,050	$38,680	$44,360
50% AMI (Very Low)	$39,750	$45,400	$51,100	$56,750	$61,300	$65,850
80% AMI (Low)	$63,600	$72,650	$81,750	$90,800	$98,100	$105,350

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$14,616/yr

FMR as % of Area Median Income

12.9% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$48,720/yr

$4,060/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$993	$1,135	$1,276	$1,532	$1,645
60% AMI Maximum	$1,191	$1,362	$1,532	$1,838	$1,974

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$955	$995	$1,218	$1,568	$1,812
Low HOME Rent	$993	$1,135	$1,277	$1,418	$1,532

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $1,218. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

62225	$1,830
63034	$1,830
63048	$1,830
63124	$1,830
63131	$1,830

Lowest-cost ZIPs (2BR SAFMR)

62001	$990
62006	$990
62013	$990
62024	$990
62028	$990

All 268 ZIP codes in this area

62001 62002 62006 62010 62012 62013 62018 62021 62022 62024 62025 62026 62028 62030 62031 62034 62035 62036 62037 62040 62045 62046 62047 62048 62052 62053 62054 62058 62059 62060 62061 62062 62063 62065 62067 62070 62071 62074 62079 62084 62086 62087 62088 62090 62095 62097 62201 62202 62203 62204 62205 62206 62207 62208 62215 62216 62218 62219 62220 62221 62222 62223 62225 62226 62230 62231 62232 62234 62236 62239 62240 62243 62244 62245 62246 62248 62249 62250 62252 62253 62254 62255 62256 62257 62258 62260 62264 62265 62266 62269 62275 62277 62278 62279 62281 62282 62285 62289 62293 62294 62295 62298 62355 62366 62801 62875 62882 63005 63006 63010 63011 63012 63013 63014 63015 63016 63017 63019 63020 63021 63022 63023 63024 63025 63026 63028 63030 63031 63032 63033 63034 63037 63038 63039 63040 63041 63042 63043 63044 63045 63047 63048 63049 63050 63051 63052 63053 63055 63056 63057 63060 63061 63065 63066 63068 63069 63070 63071 63072 63073 63074 63077 63079 63080 63084 63087 63088 63089 63090 63091 63101 63102 63103 63104 63105 63106 63107 63108 63109 63110 63111 63112 63113 63114 63115 63116 63117 63118 63119 63120 63121 63122 63123 63124 63125 63126 63127 63128 63129 63130 63131 63132 63133 63134 63135 63136 63137 63138 63139 63140 63141 63143 63144 63145 63146 63147 63151 63155 63156 63166 63177 63178 63180 63301 63302 63303 63304 63332 63333 63334 63338 63341 63342 63343 63344 63346 63347 63348 63349 63351 63357 63359 63362 63363 63365 63366 63367 63368 63369 63373 63376 63377 63378 63379 63380 63381 63383 63385 63386 63387 63389 63390 63627 63628 65041 65066 65441 65453

Compare St. Louis, MO-IL HUD Metro FMR Area With Other MO Metros

vs. Bates County, MO HUD Metro FMR Area vs. Callaway County, MO HUD Metro FMR Area vs. Columbia, MO MSA vs. Cooper County, MO HUD Metro FMR Area vs. Dallas County, MO HUD Metro FMR Area