FY2026 Fair Market Rents — Lakeland-Winter Haven, FL MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,226
1BR
$1,230
2BR
$1,497
3BR
$2,023
4BR
$2,511
Hours/week at min wage
83 hrs
to afford the 2BR FMR @ $14.00/hr (FL)
National rank
#191
of 661 U.S. metros (top 30% most expensive)
YoY change (2BR)
+12%
+$160 vs FY2025 · 5-yr +46.3%
Voucher payment standard
$1,347–$1,647
PHAs set HCV payment at 90–110% of the 2BR FMR
Lakeland-Winter Haven, FL MSA
Metropolitan area · FL · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,226 | $14,712 |
| 1-Bedroom | $1,230 | $14,760 |
| 2-Bedroom | $1,497 | $17,964 |
| 3-Bedroom | $2,023 | $24,276 |
| 4-Bedroom | $2,511 | $30,132 |
Recent 2-Bedroom FMR Trend
FY2020 $915 → FY2026 $1,497
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,226 | $1,230 | $1,497 | $2,023 | $2,511 |
| FY2025 | $1,085 | $1,092 | $1,337 | $1,797 | $2,245 |
| FY2024 | $1,006 | $1,012 | $1,250 | $1,679 | $2,121 |
| FY2023 | $930 | $935 | $1,157 | $1,565 | $1,971 |
| FY2022 | $830 | $836 | $1,056 | $1,418 | $1,807 |
| FY2021 | $794 | $799 | $1,023 | $1,375 | $1,764 |
| FY2020 | $698 | $702 | $915 | $1,221 | $1,545 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $83,900
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $18,350 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $30,600 | $34,950 | $39,300 | $43,650 | $47,150 | $50,650 |
| 80% AMI (Low) | $48,900 | $55,900 | $62,900 | $69,850 | $75,450 | $81,050 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$17,964/yr
FMR as % of Area Median Income
21.4% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$59,880/yr
$4,990/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $734 | $839 | $943 | $1,132 | $1,216 |
| 60% AMI Maximum | $880 | $1,006 | $1,132 | $1,359 | $1,459 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,226 | $1,230 | $1,363 | $1,363 | $1,363 |
| Low HOME Rent | $765 | $873 | $982 | $1,091 | $1,178 |
Compare Lakeland-Winter Haven, FL MSA With Other FL Metros
vs. Baker County, FL HUD Metro FMR Area
vs. Cape Coral-Fort Myers, FL MSA
vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area
vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
vs. Fort Lauderdale, FL HUD Metro FMR Area