FY2026 Fair Market Rents — Lancaster, PA MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,102
1BR
$1,220
2BR
$1,526
3BR
$1,980
4BR
$2,020
Hours/week at min wage
162 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
National rank
#186
of 661 U.S. metros (top 29% most expensive)
YoY change (2BR)
+9.5%
+$133 vs FY2025 · 5-yr +49.9%
Voucher payment standard
$1,373–$1,679
PHAs set HCV payment at 90–110% of the 2BR FMR
Lancaster, PA MSA
Metropolitan area · PA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,102 | $13,224 |
| 1-Bedroom | $1,220 | $14,640 |
| 2-Bedroom | $1,526 | $18,312 |
| 3-Bedroom | $1,980 | $23,760 |
| 4-Bedroom | $2,020 | $24,240 |
Recent 2-Bedroom FMR Trend
FY2020 $1,021 → FY2026 $1,526
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,102 | $1,220 | $1,526 | $1,980 | $2,020 |
| FY2025 | $986 | $1,106 | $1,393 | $1,820 | $1,847 |
| FY2024 | $938 | $1,061 | $1,333 | $1,725 | $1,775 |
| FY2023 | $893 | $1,025 | $1,286 | $1,631 | $1,728 |
| FY2022 | $783 | $913 | $1,148 | $1,450 | $1,557 |
| FY2021 | $684 | $809 | $1,018 | $1,283 | $1,380 |
| FY2020 | $684 | $812 | $1,021 | $1,293 | $1,383 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $109,200
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $22,950 | $26,200 | $29,500 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $38,250 | $43,700 | $49,150 | $54,600 | $59,000 | $63,350 |
| 80% AMI (Low) | $61,150 | $69,900 | $78,650 | $87,350 | $94,350 | $101,350 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$18,312/yr
FMR as % of Area Median Income
16.8% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$61,040/yr
$5,087/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $955 | $1,092 | $1,228 | $1,474 | $1,583 |
| 60% AMI Maximum | $1,146 | $1,310 | $1,474 | $1,769 | $1,900 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,102 | $1,220 | $1,526 | $1,774 | $1,774 |
| Low HOME Rent | $956 | $1,092 | $1,228 | $1,365 | $1,475 |
Compare Lancaster, PA MSA With Other PA Metros
vs. Allentown-Bethlehem-Easton, PA HUD Metro FMR Area
vs. Altoona, PA MSA
vs. Armstrong County, PA HUD Metro FMR Area
vs. Chambersburg-Waynesboro, PA MSA
vs. Columbia County, PA HUD Metro FMR Area