What is the Fair Market Rent for a 2-bedroom in Garza County, TX HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Garza County, TX HUD Metro FMR Area is $973 per month for fiscal year 2026. The studio FMR is $681, 1-bedroom is $820, 3-bedroom is $1,353, and 4-bedroom is $1,569.

What income do you need to afford the FMR in Garza County, TX HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $38,920 per year ($3,243 per month) to afford the FY2026 2-bedroom Fair Market Rent of $973 in Garza County, TX HUD Metro FMR Area.

FY2026 Fair Market Rents — Garza County, TX HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$681

1BR

$820

2BR

$973

3BR

$1,353

4BR

$1,569

Hours/week at min wage

104 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

National rank

#567

of 661 U.S. metros (top 87% most expensive)

Voucher payment standard

$876–$1,070

PHAs set HCV payment at 90–110% of the 2BR FMR

Garza County, TX HUD Metro FMR Area

Metropolitan area · TX · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$681	$8,172
1-Bedroom	$820	$9,840
2-Bedroom	$973	$11,676
3-Bedroom	$1,353	$16,236
4-Bedroom	$1,569	$18,828

FY2026 Income Limits

Area Median Income (AMI): $78,000

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$17,850	$21,640	$27,320	$33,000	$38,680	$44,360
50% AMI (Very Low)	$29,750	$34,000	$38,250	$42,450	$45,850	$49,250
80% AMI (Low)	$47,550	$54,350	$61,150	$67,900	$73,350	$78,800

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$11,676/yr

FMR as % of Area Median Income

15% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$38,920/yr

$3,243/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$682	$780	$877	$1,053	$1,131
60% AMI Maximum	$818	$936	$1,053	$1,263	$1,357

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$681	$820	$973	$1,267	$1,267
Low HOME Rent	$743	$850	$956	$1,061	$1,146

Compare Garza County, TX HUD Metro FMR Area With Other TX Metros

vs. Abilene, TX MSA vs. Amarillo, TX HUD Metro FMR Area vs. Aransas County, TX HUD Metro FMR Area vs. Atascosa County, TX HUD Metro FMR Area vs. Austin County, TX HUD Metro FMR Area

Counties in This FMR Area

Garza County