FY2026 Fair Market Rents — Napa, CA MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$2,286
1BR
$2,526
2BR
$3,315
3BR
$4,222
4BR
$4,942
Hours/week at min wage
155 hrs
to afford the 2BR FMR @ $16.50/hr (CA)
National rank
#4
of 661 U.S. metros (top 1% most expensive)
YoY change (2BR)
+18.7%
+$523 vs FY2025 · 5-yr +64.3%
Voucher payment standard
$2,984–$3,647
PHAs set HCV payment at 90–110% of the 2BR FMR
Napa, CA MSA
Metropolitan area · CA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $2,286 | $27,432 |
| 1-Bedroom | $2,526 | $30,312 |
| 2-Bedroom | $3,315 | $39,780 |
| 3-Bedroom | $4,222 | $50,664 |
| 4-Bedroom | $4,942 | $59,304 |
Recent 2-Bedroom FMR Trend
FY2020 $1,880 → FY2026 $3,315
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $2,286 | $2,526 | $3,315 | $4,222 | $4,942 |
| FY2025 | $1,915 | $2,128 | $2,792 | $3,636 | $4,144 |
| FY2024 | $1,819 | $2,043 | $2,684 | $3,634 | $3,915 |
| FY2023 | $1,597 | $1,814 | $2,388 | $3,288 | $3,332 |
| FY2022 | $1,438 | $1,645 | $2,164 | $2,924 | $2,935 |
| FY2021 | $1,331 | $1,531 | $2,018 | $2,826 | $2,836 |
| FY2020 | $1,225 | $1,427 | $1,880 | $2,712 | $2,803 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $165,400
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $37,050 | $42,350 | $47,650 | $52,900 | $57,150 | $61,400 |
| 50% AMI (Very Low) | $61,700 | $70,500 | $79,350 | $88,150 | $95,250 | $102,300 |
| 80% AMI (Low) | $98,700 | $112,800 | $126,850 | $140,950 | $152,250 | $163,550 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$39,780/yr
FMR as % of Area Median Income
24.1% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$132,600/yr
$11,050/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $1,447 | $1,654 | $1,860 | $2,232 | $2,398 |
| 60% AMI Maximum | $1,736 | $1,984 | $2,232 | $2,679 | $2,877 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $2,286 | $2,526 | $2,687 | $2,687 | $2,687 |
| Low HOME Rent | $1,542 | $1,762 | $1,983 | $2,203 | $2,381 |
Compare Napa, CA MSA With Other CA Metros
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