What is the Fair Market Rent for a 2-bedroom in Naples-Immokalee-Marco Island, FL MSA?

The HUD Fair Market Rent for a 2-bedroom unit in Naples-Immokalee-Marco Island, FL MSA is $1,986 per month for fiscal year 2026. The studio FMR is $1,396, 1-bedroom is $1,797, 3-bedroom is $2,581, and 4-bedroom is $2,805.

What income do you need to afford the FMR in Naples-Immokalee-Marco Island, FL MSA?

Using the standard 30%-of-income affordability rule, a household would need to earn about $79,440 per year ($6,620 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,986 in Naples-Immokalee-Marco Island, FL MSA.

FY2026 Fair Market Rents — Naples-Immokalee-Marco Island, FL MSA

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,396

1BR

$1,797

2BR

$1,986

3BR

$2,581

4BR

$2,805

Hours/week at min wage

110 hrs

to afford the 2BR FMR @ $14.00/hr (FL)

National rank

#59

of 661 U.S. metros (top 10% most expensive)

YoY change (2BR)

+6.8%

+$126 vs FY2025 · 5-yr +44.3%

Voucher payment standard

$1,787–$2,185

PHAs set HCV payment at 90–110% of the 2BR FMR

Naples-Immokalee-Marco Island, FL MSA

Metropolitan area · FL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,396	$16,752
1-Bedroom	$1,797	$21,564
2-Bedroom	$1,986	$23,832
3-Bedroom	$2,581	$30,972
4-Bedroom	$2,805	$33,660

Recent 2-Bedroom FMR Trend

FY2020 $1,381 → FY2026 $1,986

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,396	$1,797	$1,986	$2,581	$2,805
FY2025	$1,362	$1,596	$1,860	$2,453	$2,662
FY2024	$1,328	$1,493	$1,782	$2,375	$2,497
FY2023	$1,288	$1,468	$1,795	$2,394	$2,471
FY2022	$1,106	$1,295	$1,583	$2,078	$2,153
FY2021	$948	$1,118	$1,376	$1,791	$1,922
FY2020	$900	$1,126	$1,381	$1,812	$2,026

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $121,000

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$25,450	$29,050	$32,700	$36,300	$39,250	$44,360
50% AMI (Very Low)	$42,350	$48,400	$54,450	$60,500	$65,350	$70,200
80% AMI (Low)	$67,800	$77,450	$87,150	$96,800	$104,550	$112,300

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$23,832/yr

FMR as % of Area Median Income

19.7% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$79,440/yr

$6,620/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$1,058	$1,210	$1,361	$1,633	$1,754
60% AMI Maximum	$1,270	$1,452	$1,633	$1,960	$2,105

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,396	$1,797	$1,966	$1,966	$1,966
Low HOME Rent	$1,058	$1,210	$1,361	$1,512	$1,633

Compare Naples-Immokalee-Marco Island, FL MSA With Other FL Metros

vs. Baker County, FL HUD Metro FMR Area vs. Cape Coral-Fort Myers, FL MSA vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area vs. Fort Lauderdale, FL HUD Metro FMR Area

Counties in This FMR Area

Collier County