FY2026 Fair Market Rents — Harding County, NM
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$773
1BR
$853
2BR
$1,040
3BR
$1,424
4BR
$1,677
Hours/week at min wage
67 hrs
to afford the 2BR FMR @ $12.00/hr (NM)
YoY change (2BR)
+11.5%
+$107 vs FY2025 · 5-yr +41.7%
Voucher payment standard
$936–$1,144
PHAs set HCV payment at 90–110% of the 2BR FMR
Harding County, NM
Non-Metropolitan area · NM · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $773 | $9,276 |
| 1-Bedroom | $853 | $10,236 |
| 2-Bedroom | $1,040 | $12,480 |
| 3-Bedroom | $1,424 | $17,088 |
| 4-Bedroom | $1,677 | $20,124 |
Recent 2-Bedroom FMR Trend
FY2020 $714 → FY2026 $1,040
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $773 | $853 | $1,040 | $1,424 | $1,677 |
| FY2025 | $678 | $764 | $933 | $1,273 | $1,549 |
| FY2024 | $627 | $707 | $877 | $1,236 | $1,488 |
| FY2023 | $582 | $637 | $795 | $1,130 | $1,354 |
| FY2022 | $550 | $579 | $726 | $1,031 | $1,240 |
| FY2021 | $574 | $583 | $734 | $1,050 | $1,235 |
| FY2020 | $559 | $563 | $714 | $1,030 | $1,181 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $95,500
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $17,900 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $29,800 | $34,100 | $38,300 | $42,600 | $46,000 | $49,400 |
| 80% AMI (Low) | $47,700 | $54,550 | $61,350 | $68,150 | $73,650 | $79,100 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$12,480/yr
FMR as % of Area Median Income
13.1% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$41,600/yr
$3,467/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $835 | $955 | $1,074 | $1,289 | $1,384 |
| 60% AMI Maximum | $1,002 | $1,146 | $1,289 | $1,547 | $1,661 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $773 | $853 | $1,040 | $1,424 | $1,551 |
| Low HOME Rent | $745 | $852 | $957 | $1,065 | $1,150 |