FY2026 Fair Market Rents — Harding County
Studio
$773
1BR
$853
2BR
$1,040
3BR
$1,424
4BR
$1,677
Harding County, New Mexico
FIPS 35021 · County-level FMR and income limit data
FMR Area: Harding County, NM
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $773 | $9,276 |
| 1-Bedroom | $853 | $10,236 |
| 2-Bedroom | $1,040 | $12,480 |
| 3-Bedroom | $1,424 | $17,088 |
| 4-Bedroom | $1,677 | $20,124 |
To afford the FY2026 2-bedroom FMR of $1,040/mo under the 30%-of-income rule, a household needs about
$41,600/yr ($3,467/mo). Area Median Income is $95,500.
At NM's state minimum wage of $12.00/hr, a worker would need to work 67 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $773 | $853 | $1,040 | $1,424 | $1,677 |
| FY2025 | $678 | $764 | $933 | $1,273 | $1,549 |
| FY2024 | $627 | $707 | $877 | $1,236 | $1,488 |
| FY2023 | $582 | $637 | $795 | $1,130 | $1,354 |
| FY2022 | $550 | $579 | $726 | $1,031 | $1,240 |
| FY2021 | $574 | $583 | $734 | $1,050 | $1,235 |
| FY2020 | $559 | $563 | $714 | $1,030 | $1,181 |
FY2026 Income Limits
Area Median Income: $95,500
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $17,900 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $29,800 | $34,100 | $38,300 | $42,600 | $46,000 | $49,400 |
| 80% AMI | $47,700 | $54,550 | $61,350 | $68,150 | $73,650 | $79,100 |