FY2026 Fair Market Rents — Punta Gorda, FL MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,159
1BR
$1,167
2BR
$1,470
3BR
$2,041
4BR
$2,326
Hours/week at min wage
81 hrs
to afford the 2BR FMR @ $14.00/hr (FL)
National rank
#201
of 661 U.S. metros (top 31% most expensive)
YoY change (2BR)
+0.6%
+$9 vs FY2025 · 5-yr +37.8%
Voucher payment standard
$1,323–$1,617
PHAs set HCV payment at 90–110% of the 2BR FMR
Punta Gorda, FL MSA
Metropolitan area · FL · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,159 | $13,908 |
| 1-Bedroom | $1,167 | $14,004 |
| 2-Bedroom | $1,470 | $17,640 |
| 3-Bedroom | $2,041 | $24,492 |
| 4-Bedroom | $2,326 | $27,912 |
Recent 2-Bedroom FMR Trend
FY2020 $1,022 → FY2026 $1,470
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,159 | $1,167 | $1,470 | $2,041 | $2,326 |
| FY2025 | $1,153 | $1,160 | $1,461 | $2,047 | $2,246 |
| FY2024 | $1,089 | $1,121 | $1,380 | $1,945 | $2,306 |
| FY2023 | $930 | $1,025 | $1,270 | $1,805 | $2,163 |
| FY2022 | $832 | $928 | $1,142 | $1,622 | $1,955 |
| FY2021 | $799 | $866 | $1,067 | $1,506 | $1,847 |
| FY2020 | $799 | $818 | $1,022 | $1,436 | $1,794 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $97,500
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $20,300 | $23,200 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $33,750 | $38,600 | $43,450 | $48,250 | $52,150 | $56,000 |
| 80% AMI (Low) | $54,050 | $61,800 | $69,500 | $77,200 | $83,400 | $89,550 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$17,640/yr
FMR as % of Area Median Income
18.1% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$58,800/yr
$4,900/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $853 | $975 | $1,096 | $1,316 | $1,413 |
| 60% AMI Maximum | $1,023 | $1,170 | $1,316 | $1,579 | $1,696 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,159 | $1,167 | $1,470 | $1,584 | $1,584 |
| Low HOME Rent | $843 | $965 | $1,086 | $1,206 | $1,303 |
Compare Punta Gorda, FL MSA With Other FL Metros
vs. Baker County, FL HUD Metro FMR Area
vs. Cape Coral-Fort Myers, FL MSA
vs. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area
vs. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
vs. Fort Lauderdale, FL HUD Metro FMR Area