FY2026 Fair Market Rents — Pontotoc County, OK
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$699
1BR
$758
2BR
$994
3BR
$1,230
4BR
$1,334
Hours/week at min wage
106 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
+1.3%
+$13 vs FY2025 · 5-yr +33.4%
Voucher payment standard
$895–$1,093
PHAs set HCV payment at 90–110% of the 2BR FMR
Pontotoc County, OK
Non-Metropolitan area · OK · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $699 | $8,388 |
| 1-Bedroom | $758 | $9,096 |
| 2-Bedroom | $994 | $11,928 |
| 3-Bedroom | $1,230 | $14,760 |
| 4-Bedroom | $1,334 | $16,008 |
Recent 2-Bedroom FMR Trend
FY2020 $712 → FY2026 $994
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $699 | $758 | $994 | $1,230 | $1,334 |
| FY2025 | $743 | $748 | $981 | $1,243 | $1,358 |
| FY2024 | $721 | $726 | $954 | $1,213 | $1,271 |
| FY2023 | $618 | $622 | $819 | $1,062 | $1,100 |
| FY2022 | $589 | $593 | $774 | $994 | $1,050 |
| FY2021 | $566 | $569 | $745 | $978 | $1,010 |
| FY2020 | $481 | $544 | $712 | $941 | $976 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $84,200
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $17,700 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $29,500 | $33,700 | $37,900 | $42,100 | $45,500 | $48,850 |
| 80% AMI (Low) | $47,150 | $53,900 | $60,650 | $67,350 | $72,750 | $78,150 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,928/yr
FMR as % of Area Median Income
14.2% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$39,760/yr
$3,313/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $736 | $842 | $947 | $1,136 | $1,220 |
| 60% AMI Maximum | $884 | $1,010 | $1,136 | $1,364 | $1,465 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $699 | $758 | $994 | $1,230 | $1,334 |
| Low HOME Rent | $737 | $842 | $947 | $1,052 | $1,137 |
Compare Pontotoc County, OK With Other OK Metros
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