FY2026 Fair Market Rents — Pontotoc County
Studio
$699
1BR
$758
2BR
$994
3BR
$1,230
4BR
$1,334
Pontotoc County, Oklahoma
FIPS 40123 · County-level FMR and income limit data
FMR Area: Pontotoc County, OK
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $699 | $8,388 |
| 1-Bedroom | $758 | $9,096 |
| 2-Bedroom | $994 | $11,928 |
| 3-Bedroom | $1,230 | $14,760 |
| 4-Bedroom | $1,334 | $16,008 |
To afford the FY2026 2-bedroom FMR of $994/mo under the 30%-of-income rule, a household needs about
$39,760/yr ($3,313/mo). Area Median Income is $84,200.
At OK's federal minimum wage of $7.25/hr, a worker would need to work 106 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $699 | $758 | $994 | $1,230 | $1,334 |
| FY2025 | $743 | $748 | $981 | $1,243 | $1,358 |
| FY2024 | $721 | $726 | $954 | $1,213 | $1,271 |
| FY2023 | $618 | $622 | $819 | $1,062 | $1,100 |
| FY2022 | $589 | $593 | $774 | $994 | $1,050 |
| FY2021 | $566 | $569 | $745 | $978 | $1,010 |
| FY2020 | $481 | $544 | $712 | $941 | $976 |
FY2026 Income Limits
Area Median Income: $84,200
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $17,700 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $29,500 | $33,700 | $37,900 | $42,100 | $45,500 | $48,850 |
| 80% AMI | $47,150 | $53,900 | $60,650 | $67,350 | $72,750 | $78,150 |