FY2026 Fair Market Rents — Rochester, NY HUD Metro FMR Area
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,116
1BR
$1,256
2BR
$1,573
3BR
$1,895
4BR
$2,083
Hours/week at min wage
74 hrs
to afford the 2BR FMR @ $16.50/hr (NY)
National rank
#170
of 661 U.S. metros (top 27% most expensive)
YoY change (2BR)
+10.2%
+$146 vs FY2025 · 5-yr +56.4%
Voucher payment standard
$1,416–$1,730
PHAs set HCV payment at 90–110% of the 2BR FMR
Rochester, NY HUD Metro FMR Area
Metropolitan area · NY · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,116 | $13,392 |
| 1-Bedroom | $1,256 | $15,072 |
| 2-Bedroom | $1,573 | $18,876 |
| 3-Bedroom | $1,895 | $22,740 |
| 4-Bedroom | $2,083 | $24,996 |
Recent 2-Bedroom FMR Trend
FY2020 $972 → FY2026 $1,573
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,116 | $1,256 | $1,573 | $1,895 | $2,083 |
| FY2025 | $1,022 | $1,149 | $1,427 | $1,720 | $1,892 |
| FY2024 | $938 | $1,050 | $1,307 | $1,580 | $1,741 |
| FY2023 | $839 | $950 | $1,186 | $1,443 | $1,593 |
| FY2022 | $727 | $828 | $1,039 | $1,284 | $1,409 |
| FY2021 | $698 | $805 | $1,006 | $1,251 | $1,364 |
| FY2020 | $668 | $775 | $972 | $1,211 | $1,317 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $107,000
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $22,500 | $25,700 | $28,900 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $37,450 | $42,800 | $48,150 | $53,500 | $57,800 | $62,100 |
| 80% AMI (Low) | $59,950 | $68,500 | $77,050 | $85,600 | $92,450 | $99,300 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$18,876/yr
FMR as % of Area Median Income
17.6% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$62,920/yr
$5,243/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $936 | $1,070 | $1,203 | $1,444 | $1,551 |
| 60% AMI Maximum | $1,123 | $1,284 | $1,444 | $1,733 | $1,861 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,116 | $1,256 | $1,573 | $1,738 | $1,738 |
| Low HOME Rent | $936 | $1,070 | $1,203 | $1,337 | $1,445 |
Compare Rochester, NY HUD Metro FMR Area With Other NY Metros
vs. Albany-Schenectady-Troy, NY MSA
vs. Binghamton, NY MSA
vs. Buffalo-Cheektowaga-Niagara Falls, NY MSA
vs. Elmira, NY MSA
vs. Glens Falls, NY MSA