What is the Fair Market Rent for a 2-bedroom in Oakland-Fremont, CA HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Oakland-Fremont, CA HUD Metro FMR Area is $2,912 per month for fiscal year 2026. The studio FMR is $2,142, 1-bedroom is $2,385, 3-bedroom is $3,724, and 4-bedroom is $4,413.

What income do you need to afford the FMR in Oakland-Fremont, CA HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $116,480 per year ($9,707 per month) to afford the FY2026 2-bedroom Fair Market Rent of $2,912 in Oakland-Fremont, CA HUD Metro FMR Area.

FY2026 Fair Market Rents — Oakland-Fremont, CA HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$2,142

1BR

$2,385

2BR

$2,912

3BR

$3,724

4BR

$4,413

Hours/week at min wage

136 hrs

to afford the 2BR FMR @ $16.50/hr (CA)

National rank

of 661 U.S. metros (top 2% most expensive)

YoY change (2BR)

+8.6%

+$230 vs FY2025 · 5-yr +22.2%

Voucher payment standard

$2,621–$3,203

PHAs set HCV payment at 90–110% of the 2BR FMR

Oakland-Fremont, CA HUD Metro FMR Area

Metropolitan area · CA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$2,142	$25,704
1-Bedroom	$2,385	$28,620
2-Bedroom	$2,912	$34,944
3-Bedroom	$3,724	$44,688
4-Bedroom	$4,413	$52,956

Recent 2-Bedroom FMR Trend

FY2020 $2,239 → FY2026 $2,912

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$2,142	$2,385	$2,912	$3,724	$4,413
FY2025	$1,937	$2,201	$2,682	$3,432	$4,077
FY2024	$1,825	$2,131	$2,590	$3,342	$3,954
FY2023	$1,658	$1,969	$2,405	$3,144	$3,706
FY2022	$1,538	$1,854	$2,274	$3,006	$3,578
FY2021	$1,595	$1,934	$2,383	$3,196	$3,863
FY2020	$1,488	$1,808	$2,239	$3,042	$3,720

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $162,800

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$35,650	$40,750	$45,850	$50,900	$55,000	$59,050
50% AMI (Very Low)	$59,400	$67,900	$76,400	$84,850	$91,650	$98,450
80% AMI (Low)	$95,050	$108,600	$122,200	$135,750	$146,650	$157,500

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$34,944/yr

FMR as % of Area Median Income

21.5% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$116,480/yr

$9,707/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$1,424	$1,628	$1,831	$2,197	$2,360
60% AMI Maximum	$1,709	$1,953	$2,197	$2,637	$2,832

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$2,142	$2,385	$2,645	$2,645	$2,645
Low HOME Rent	$1,485	$1,697	$1,910	$2,121	$2,291

Compare Oakland-Fremont, CA HUD Metro FMR Area With Other CA Metros

vs. Bakersfield, CA MSA vs. Chico, CA MSA vs. El Centro, CA MSA vs. Fresno, CA MSA vs. Hanford-Corcoran, CA MSA

Counties in This FMR Area

Alameda County Contra Costa County