FY2026 Fair Market Rents — Bedford County, PA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$677
1BR
$742
2BR
$973
3BR
$1,226
4BR
$1,476
Hours/week at min wage
104 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
+7.2%
+$65 vs FY2025 · 5-yr +34.4%
Voucher payment standard
$876–$1,070
PHAs set HCV payment at 90–110% of the 2BR FMR
Bedford County, PA
Non-Metropolitan area · PA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $677 | $8,124 |
| 1-Bedroom | $742 | $8,904 |
| 2-Bedroom | $973 | $11,676 |
| 3-Bedroom | $1,226 | $14,712 |
| 4-Bedroom | $1,476 | $17,712 |
Recent 2-Bedroom FMR Trend
FY2020 $714 → FY2026 $973
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $677 | $742 | $973 | $1,226 | $1,476 |
| FY2025 | $639 | $692 | $908 | $1,156 | $1,393 |
| FY2024 | $608 | $643 | $845 | $1,071 | $1,253 |
| FY2023 | $635 | $639 | $821 | $1,056 | $1,200 |
| FY2022 | $589 | $607 | $757 | $984 | $1,093 |
| FY2021 | $571 | $592 | $724 | $934 | $1,034 |
| FY2020 | $571 | $602 | $714 | $907 | $999 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $84,900
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $18,100 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $30,200 | $34,500 | $38,800 | $43,100 | $46,550 | $50,000 |
| 80% AMI (Low) | $48,300 | $55,200 | $62,100 | $68,950 | $74,500 | $80,000 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,676/yr
FMR as % of Area Median Income
13.8% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$38,920/yr
$3,243/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $742 | $849 | $955 | $1,146 | $1,231 |
| 60% AMI Maximum | $891 | $1,018 | $1,146 | $1,375 | $1,477 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $677 | $742 | $973 | $1,226 | $1,379 |
| Low HOME Rent | $755 | $862 | $970 | $1,077 | $1,163 |
Compare Bedford County, PA With Other PA Metros
vs. Allentown-Bethlehem-Easton, PA HUD Metro FMR Area
vs. Altoona, PA MSA
vs. Armstrong County, PA HUD Metro FMR Area
vs. Chambersburg-Waynesboro, PA MSA
vs. Columbia County, PA HUD Metro FMR Area