FY2026 Fair Market Rents — Reading, PA MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,086
1BR
$1,237
2BR
$1,575
3BR
$1,937
4BR
$2,085
Hours/week at min wage
168 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
+16.4%
+$222 vs FY2025 · 5-yr +65.4%
Voucher payment standard
$1,418–$1,733
PHAs set HCV payment at 90–110% of the 2BR FMR
Reading, PA MSA
Non-Metropolitan area · PA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,086 | $13,032 |
| 1-Bedroom | $1,237 | $14,844 |
| 2-Bedroom | $1,575 | $18,900 |
| 3-Bedroom | $1,937 | $23,244 |
| 4-Bedroom | $2,085 | $25,020 |
Recent 2-Bedroom FMR Trend
FY2020 $927 → FY2026 $1,575
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,086 | $1,237 | $1,575 | $1,937 | $2,085 |
| FY2025 | $928 | $1,075 | $1,353 | $1,689 | $1,794 |
| FY2024 | $895 | $1,041 | $1,320 | $1,649 | $1,758 |
| FY2023 | $760 | $894 | $1,136 | $1,422 | $1,526 |
| FY2022 | $690 | $811 | $1,038 | $1,286 | $1,408 |
| FY2021 | $628 | $741 | $952 | $1,184 | $1,291 |
| FY2020 | $599 | $713 | $927 | $1,166 | $1,257 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $102,100
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $21,500 | $24,550 | $27,600 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $35,750 | $40,850 | $45,950 | $51,050 | $55,150 | $59,250 |
| 80% AMI (Low) | $57,200 | $65,400 | $73,550 | $81,700 | $88,250 | $94,800 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$18,900/yr
FMR as % of Area Median Income
18.5% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$63,000/yr
$5,250/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $893 | $1,021 | $1,148 | $1,378 | $1,480 |
| 60% AMI Maximum | $1,072 | $1,225 | $1,378 | $1,654 | $1,776 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,086 | $1,237 | $1,575 | $1,659 | $1,659 |
| Low HOME Rent | $893 | $1,021 | $1,148 | $1,276 | $1,378 |
Compare Reading, PA MSA With Other PA Metros
vs. Allentown-Bethlehem-Easton, PA HUD Metro FMR Area
vs. Altoona, PA MSA
vs. Armstrong County, PA HUD Metro FMR Area
vs. Chambersburg-Waynesboro, PA MSA
vs. Columbia County, PA HUD Metro FMR Area