What is the Fair Market Rent for a 2-bedroom in Lancaster, PA MSA?

The HUD Fair Market Rent for a 2-bedroom unit in Lancaster, PA MSA is $1,526 per month for fiscal year 2026. The studio FMR is $1,102, 1-bedroom is $1,220, 3-bedroom is $1,980, and 4-bedroom is $2,020.

What income do you need to afford the FMR in Lancaster, PA MSA?

Using the standard 30%-of-income affordability rule, a household would need to earn about $61,040 per year ($5,087 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,526 in Lancaster, PA MSA.

FY2026 Fair Market Rents — Lancaster, PA MSA

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,102

1BR

$1,220

2BR

$1,526

3BR

$1,980

4BR

$2,020

Hours/week at min wage

162 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

YoY change (2BR)

+9.5%

+$133 vs FY2025 · 5-yr +49.9%

Voucher payment standard

$1,373–$1,679

PHAs set HCV payment at 90–110% of the 2BR FMR

Lancaster, PA MSA

Non-Metropolitan area · PA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,102	$13,224
1-Bedroom	$1,220	$14,640
2-Bedroom	$1,526	$18,312
3-Bedroom	$1,980	$23,760
4-Bedroom	$2,020	$24,240

Recent 2-Bedroom FMR Trend

FY2020 $1,021 → FY2026 $1,526

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,102	$1,220	$1,526	$1,980	$2,020
FY2025	$986	$1,106	$1,393	$1,820	$1,847
FY2024	$938	$1,061	$1,333	$1,725	$1,775
FY2023	$893	$1,025	$1,286	$1,631	$1,728
FY2022	$783	$913	$1,148	$1,450	$1,557
FY2021	$684	$809	$1,018	$1,283	$1,380
FY2020	$684	$812	$1,021	$1,293	$1,383

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $109,200

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$22,950	$26,200	$29,500	$33,000	$38,680	$44,360
50% AMI (Very Low)	$38,250	$43,700	$49,150	$54,600	$59,000	$63,350
80% AMI (Low)	$61,150	$69,900	$78,650	$87,350	$94,350	$101,350

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$18,312/yr

FMR as % of Area Median Income

16.8% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$61,040/yr

$5,087/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$955	$1,092	$1,228	$1,474	$1,583
60% AMI Maximum	$1,146	$1,310	$1,474	$1,769	$1,900

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,102	$1,220	$1,526	$1,774	$1,774
Low HOME Rent	$956	$1,092	$1,228	$1,365	$1,475

Compare Lancaster, PA MSA With Other PA Metros

vs. Allentown-Bethlehem-Easton, PA HUD Metro FMR Area vs. Altoona, PA MSA vs. Armstrong County, PA HUD Metro FMR Area vs. Chambersburg-Waynesboro, PA MSA vs. Columbia County, PA HUD Metro FMR Area