FY2026 Fair Market Rents — Stockton-Lodi, CA MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,288
1BR
$1,395
2BR
$1,742
3BR
$2,423
4BR
$2,922
Hours/week at min wage
82 hrs
to afford the 2BR FMR @ $16.50/hr (CA)
National rank
#118
of 661 U.S. metros (top 19% most expensive)
YoY change (2BR)
+0.3%
+$6 vs FY2025 · 5-yr +37.2%
Voucher payment standard
$1,568–$1,916
PHAs set HCV payment at 90–110% of the 2BR FMR
Stockton-Lodi, CA MSA
Metropolitan area · CA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,288 | $15,456 |
| 1-Bedroom | $1,395 | $16,740 |
| 2-Bedroom | $1,742 | $20,904 |
| 3-Bedroom | $2,423 | $29,076 |
| 4-Bedroom | $2,922 | $35,064 |
Recent 2-Bedroom FMR Trend
FY2020 $1,144 → FY2026 $1,742
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,288 | $1,395 | $1,742 | $2,423 | $2,922 |
| FY2025 | $1,248 | $1,363 | $1,736 | $2,433 | $2,915 |
| FY2024 | $1,122 | $1,245 | $1,607 | $2,265 | $2,727 |
| FY2023 | $1,040 | $1,158 | $1,513 | $2,150 | $2,577 |
| FY2022 | $891 | $992 | $1,305 | $1,854 | $2,234 |
| FY2021 | $845 | $964 | $1,270 | $1,818 | $2,199 |
| FY2020 | $745 | $869 | $1,144 | $1,650 | $2,009 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $108,100
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $22,750 | $26,000 | $29,250 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $37,850 | $43,250 | $48,650 | $54,050 | $58,400 | $62,700 |
| 80% AMI (Low) | $60,550 | $69,200 | $77,850 | $86,500 | $93,450 | $100,350 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$20,904/yr
FMR as % of Area Median Income
19.3% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$69,680/yr
$5,807/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $945 | $1,081 | $1,216 | $1,459 | $1,567 |
| 60% AMI Maximum | $1,135 | $1,297 | $1,459 | $1,751 | $1,880 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,288 | $1,395 | $1,742 | $1,756 | $1,756 |
| Low HOME Rent | $946 | $1,081 | $1,216 | $1,351 | $1,460 |
Small Area FMRs by ZIP Code
This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $1,742. About SAFMRs →
All 44 ZIP codes in this area
Compare Stockton-Lodi, CA MSA With Other CA Metros
vs. Bakersfield, CA MSA
vs. Chico, CA MSA
vs. El Centro, CA MSA
vs. Fresno, CA MSA
vs. Hanford-Corcoran, CA MSA