FY2026 Fair Market Rents — Adams County
Studio
$695
1BR
$872
2BR
$956
3BR
$1,227
4BR
$1,266
Adams County, Indiana
FIPS 18001 · County-level FMR and income limit data
FMR Area: Adams County, IN
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $695 | $8,340 |
| 1-Bedroom | $872 | $10,464 |
| 2-Bedroom | $956 | $11,472 |
| 3-Bedroom | $1,227 | $14,724 |
| 4-Bedroom | $1,266 | $15,192 |
To afford the FY2026 2-bedroom FMR of $956/mo under the 30%-of-income rule, a household needs about
$38,240/yr ($3,187/mo). Area Median Income is $82,900.
At IN's federal minimum wage of $7.25/hr, a worker would need to work 102 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $695 | $872 | $956 | $1,227 | $1,266 |
| FY2025 | $772 | $776 | $928 | $1,186 | $1,230 |
| FY2024 | $652 | $657 | $863 | $1,108 | $1,149 |
| FY2023 | $576 | $628 | $826 | $1,085 | $1,144 |
| FY2022 | $515 | $561 | $738 | $1,006 | $1,141 |
| FY2021 | $512 | $560 | $732 | $1,048 | $1,267 |
| FY2020 | $500 | $588 | $714 | $1,030 | $1,254 |
FY2026 Income Limits
Area Median Income: $82,900
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $17,850 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $29,700 | $33,950 | $38,200 | $42,400 | $45,800 | $49,200 |
| 80% AMI | $47,500 | $54,300 | $61,100 | $67,850 | $73,300 | $78,750 |