FY2026 Fair Market Rents — Caldwell County
Studio
$619
1BR
$714
2BR
$866
3BR
$1,038
4BR
$1,209
Caldwell County, Kentucky
FIPS 21033 · County-level FMR and income limit data
FMR Area: Caldwell County, KY
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $619 | $7,428 |
| 1-Bedroom | $714 | $8,568 |
| 2-Bedroom | $866 | $10,392 |
| 3-Bedroom | $1,038 | $12,456 |
| 4-Bedroom | $1,209 | $14,508 |
To afford the FY2026 2-bedroom FMR of $866/mo under the 30%-of-income rule, a household needs about
$34,640/yr ($2,887/mo). Area Median Income is $76,000.
At KY's federal minimum wage of $7.25/hr, a worker would need to work 92 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $619 | $714 | $866 | $1,038 | $1,209 |
| FY2025 | $624 | $750 | $867 | $1,046 | $1,194 |
| FY2024 | $616 | $746 | $850 | $1,053 | $1,156 |
| FY2023 | $538 | $647 | $742 | $903 | $997 |
| FY2022 | $482 | $583 | $674 | $833 | $914 |
| FY2021 | $475 | $582 | $663 | $825 | $899 |
| FY2020 | $448 | $542 | $631 | $786 | $856 |
FY2026 Income Limits
Area Median Income: $76,000
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $16,000 | $21,640 | $27,320 | $33,000 | $38,680 | $44,100 |
| 50% AMI | $26,600 | $30,400 | $34,200 | $38,000 | $41,050 | $44,100 |
| 80% AMI | $42,600 | $48,650 | $54,750 | $60,800 | $65,700 | $70,550 |