FY2026 Fair Market Rents — Hardin County
Studio
$841
1BR
$846
2BR
$1,056
3BR
$1,469
4BR
$1,771
Hardin County, Kentucky
FIPS 21093 · County-level FMR and income limit data
FMR Area: Elizabethtown, KY HUD Metro FMR Area
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $841 | $10,092 |
| 1-Bedroom | $846 | $10,152 |
| 2-Bedroom | $1,056 | $12,672 |
| 3-Bedroom | $1,469 | $17,628 |
| 4-Bedroom | $1,771 | $21,252 |
To afford the FY2026 2-bedroom FMR of $1,056/mo under the 30%-of-income rule, a household needs about
$42,240/yr ($3,520/mo). Area Median Income is $92,100.
At KY's federal minimum wage of $7.25/hr, a worker would need to work 113 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $841 | $846 | $1,056 | $1,469 | $1,771 |
| FY2025 | $857 | $862 | $1,075 | $1,506 | $1,805 |
| FY2024 | $785 | $790 | $1,003 | $1,385 | $1,702 |
| FY2023 | $664 | $668 | $868 | $1,189 | $1,479 |
| FY2022 | $630 | $635 | $835 | $1,161 | $1,412 |
| FY2021 | $638 | $642 | $846 | $1,211 | $1,465 |
| FY2020 | $587 | $593 | $781 | $1,127 | $1,371 |
FY2026 Income Limits
Area Median Income: $92,100
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $18,550 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $30,900 | $35,300 | $39,700 | $44,100 | $47,650 | $51,200 |
| 80% AMI | $49,400 | $56,450 | $63,500 | $70,550 | $76,200 | $81,850 |